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Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2014	Oct. 24, 2014
Entity Information [Line Items]
Entity Registrant Name	EURONET WORLDWIDE INC
Entity Central Index Key	0001029199
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Sep. 30, 2014
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Common Stock, Shares Outstanding		52,598,776

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2014	Dec. 31, 2013
Current assets:
Cash and cash equivalents	$ 451,187	$ 209,826
Restricted cash	59,157	77,987
Inventory - PINs and other	68,760	92,757
Trade accounts receivable, net of allowances for doubtful accounts of $22,923 at September 30, 2014 and $22,079 at December 31, 2013	321,361	390,563
Prepaid expenses and other current assets	103,954	69,242
Total current assets	1,004,419	840,375
Property and equipment, net of accumulated depreciation of $243,617 at September 30, 2014 and $231,327 at December 31, 2013	123,359	116,230
Goodwill	619,285	498,435
Acquired intangible assets, net of accumulated amortization of $110,131 at September 30, 2014 and $132,927 at December 31, 2013	170,184	93,026
Other assets, net of accumulated amortization of $28,611 at September 30, 2014 and $25,363 at December 31, 2013	48,786	50,049
Total assets	1,966,033	1,598,115
Current liabilities:
Trade accounts payable	385,615	457,274
Accrued expenses and other current liabilities	371,707	213,284
Current portion of capital lease obligations	2,332	2,361
Short-term debt obligations and current maturities of long-term debt obligations	9,423	10,903
Income taxes payable	16,572	15,656
Deferred revenue	27,521	32,533
Total current liabilities	813,170	732,011
Debt obligations, net of current portion	364,910	188,510
Capital lease obligations, net of current portion	1,892	2,872
Deferred income taxes	37,888	17,695
Other long-term liabilities	17,922	18,572
Total liabilities	1,235,782	959,660
Euronet Worldwide, Inc. stockholders' equity:
Preferred Stock, $0.02 par value. 10,000,000 shares authorized; none issued	0	0
Common Stock, $0.02 par value. 90,000,000 shares authorized; 56,265,576 issued at September 30, 2014 and 54,276,761 issued at December 31, 2013	1,125	1,086
Additional paid-in-capital	885,200	809,640
Treasury stock, at cost, 3,669,074 shares at September 30, 2014 and 3,650,519 shares at December 31, 2013	(69,125)	(68,122)
Accumulated deficit	(24,468)	(96,029)
Accumulated other comprehensive loss	(64,534)	(10,453)
Total Euronet Worldwide, Inc. stockholders' equity	728,198	636,122
Noncontrolling interests	2,053	2,333
Total equity	730,251	638,455
Total liabilities and equity	$ 1,966,033	$ 1,598,115

Balance Sheet Parenthetical (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2014	Dec. 31, 2013
Allowance for doubtful accounts receivable	$ 22,923	$ 22,079
Accumulated depreciation of property and equipment	243,617	231,327
Accumulated amortization of intangible assets	110,131	132,927
Accumulated amortization of other assets	$ 28,611	$ 25,363
Preferred Stock, par value per share	$ 0.02	$ 0.02
Preferred Stock, shares authorized	10,000,000	10,000,000
Preferred Stock, shares issued	0	0
Common Stock, par value per share	$ 0.02	$ 0.02
Common Stock, shares authorized	90,000,000	90,000,000
Common Stock, shares issued	56,265,576	54,276,761
Treasury Stock, shares	3,669,074	3,650,519

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Revenues	$ 453,422	$ 360,580	$ 1,202,199	$ 1,037,767
Operating expenses:
Direct operating costs	274,814	223,551	743,789	656,933
Salaries and benefits	64,587	52,819	178,529	153,298
Selling, general and administrative	43,968	33,254	117,820	95,714
Acquisition-related contingent consideration gain	0	(19,319)	0	(19,319)
Depreciation and amortization	19,321	14,930	52,819	48,838
Total operating expenses	402,690	305,235	1,092,957	935,464
Operating income	50,732	55,345	109,242	102,303
Other income (expense):
Interest income	797	527	1,956	1,438
Interest expense	(3,046)	(2,938)	(7,476)	(8,372)
(Loss) income from unconsolidated affiliates	(33)	0	(64)	260
Foreign currency exchange (loss) gain, net	(711)	2,899	(5,067)	2,658
Other gains	0	2,809	0	2,397
Other (expense) income, net	(2,993)	3,297	(10,651)	(1,619)
Income before income taxes	47,739	58,642	98,591	100,684
Income tax expense	(12,830)	(10,668)	(27,261)	(22,485)
Net income	34,909	47,974	71,330	78,199
Net loss (income) attributable to noncontrolling interests	128	(100)	231	(208)
Net income attributable to Euronet Worldwide, Inc.	$ 35,037	$ 47,874	$ 71,561	$ 77,991
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - basic	$ 0.67	$ 0.96	$ 1.39	$ 1.57
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - diluted	$ 0.64	$ 0.92	$ 1.33	$ 1.51
Weighted average number of shares outstanding - basic	52,512,474	50,093,786	51,658,823	49,829,379
Weighted average number of shares outstanding - diluted	54,619,793	52,200,472	53,740,151	51,579,644

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income	$ 34,909	$ 47,974	$ 71,330	$ 78,199
Translation adjustment	(61,557)	22,072	(54,221)	(6,004)
Comprehensive (loss) income	(26,648)	70,046	17,109	72,195
Comprehensive loss (income) attributable to noncontrolling interests	257	(207)	371	(306)
Comprehensive (loss) income attributable to Euronet Worldwide, Inc.	$ (26,391)	$ 69,839	$ 17,480	$ 71,889

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Net income	$ 71,330	$ 78,199
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	52,819	48,838
Share-based compensation	9,631	9,012
Unrealized foreign exchange loss, net	5,067	(2,658)
Deferred income taxes	(3,470)	(93)
Loss (income) from unconsolidated affiliates	64	(260)
Amortization of debt issuance costs	854	797
Acquisition-related contingent consideration gain	0	(19,319)
Equity Method Investment, Realized Gain (Loss) on Disposal	0	(2,827)
Changes in working capital, net of amounts acquired:
Income taxes payable, net	760	3,181
Restricted cash	16,115	5,206
Inventory - PINs and other	20,287	37,599
Trade accounts receivable	51,174	50,767
Prepaid expenses and other current assets	(11,819)	8,782
Trade accounts payable	(55,762)	(128,449)
Deferred revenue	(3,259)	(6,697)
Accrued expenses and other current liabilities	67,073	66,097
Changes in noncurrent assets and liabilities	3,775	2,389
Net cash provided by operating activities	224,639	150,564
Cash flows from investing activities:
Acquisitions, net of cash acquired	(84,703)	(30,847)
Purchases of property and equipment	(45,673)	(27,631)
Purchases of other long-term assets	(4,276)	(4,856)
Proceeds from sale of equity method investment	0	7,609
Other, net	219	731
Net cash used in investing activities	(134,433)	(54,994)
Cash flows from financing activities:
Proceeds from issuance of shares	7,360	7,487
Borrowings from revolving credit agreements	2,001,386	1,508,463
Repayments of revolving credit agreements	(1,833,796)	(1,550,329)
Proceeds from long-term debt obligations	9,000	0
Repayments of long-term debt obligations	(3,876)	(8,086)
Repayments of capital lease obligations	(1,897)	(2,016)
Borrowings from short-term debt obligations, net	2,778	0
Purchase of subsidiary shares from noncontrolling interests	0	7,878
Other, net	(1,812)	(163)
Net cash provided by (used in) financing activities	179,143	(52,522)
Effect of exchange rate changes on cash and cash equivalents	(27,988)	(12)
Increase in cash and cash equivalents	241,361	43,036
Cash and cash equivalents at beginning of period	209,826	201,435
Cash and cash equivalents at end of period	451,187	244,471
Interest paid during the period	5,861	6,143
Income taxes paid during the period	29,645	23,227
Equity issued in connection with acquisitions	56,554	5,296
Contingent consideration in connection with acquisition	$ 0	$ 21,725

General	9 Months Ended
General	Sep. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
GENERAL	GENERAL Organization Euronet Worldwide, Inc. (together with its subsidiaries, the “Company” or “Euronet”) was established as a Delaware corporation on December 13, 1997 and succeeded Euronet Holding N.V. as the group holding company, which was founded and established in 1994. Euronet is a leading electronic payments provider. Euronet offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers. Euronet's primary product offerings include comprehensive automated teller machine (“ATM”), point-of-sale (“POS”), card outsourcing, card issuing and merchant acquiring services; electronic distribution of prepaid mobile airtime and other electronic payment products; and global money transfer services. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared from the records of the Company, in conformity with accounting principles generally accepted in the U.S. (“U.S. GAAP”) and pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). In the opinion of management, such unaudited consolidated financial statements contain all adjustments (consisting of normal interim closing procedures) necessary to present fairly on a consolidated basis the financial position of the Company as of September 30, 2014, the results of its operations for the three and nine months ended September 30, 2014 and 2013 and cash flows for the nine months ended September 30, 2014 and 2013. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements of the Company for the year ended December 31, 2013, including the notes thereto, set forth in the Company’s 2013 Annual Report on Form 10-K. Use of Estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make certain estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements, as well as the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates. The results of operations for interim periods are not necessarily indicative of the results to be expected for the full year ending December 31, 2014. Seasonality Euronet’s EFT Processing segment and epay segment are significantly impacted by seasonality during the fourth quarter and first quarter of each year due to higher transaction levels during the holiday season and lower levels following the holiday season. Additionally, mostly in Europe, the EFT Processing business experiences its heaviest demand for dynamic currency conversion services during the third quarter of the fiscal year, coinciding with the tourist season. Seasonality in the money transfer segment varies by regions of the world. In most markets, Euronet usually experiences increased demand for money transfer services from the month of May through the fourth quarter of each year, coinciding with the increase in worker migration patterns and various holidays, and experiences its lowest transaction levels during the first quarter of each year.

Recently Issued and Adopted Accounting Pronouncements	9 Months Ended
Recently Issued and Adopted Accounting Pronouncements	Sep. 30, 2014
Accounting Policies [Abstract]
Recently Issued and Adopted Accounting Pronouncements	RECENTLY ISSUED AND ADOPTED ACCOUNTING PRONOUNCEMENTS Recently Issued In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update No. 2014-09, Revenue from Contracts with Customers ("ASU 2014-09"), which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. The new standard will become effective for the Company on January 1, 2017 and early adoption is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting. Recently Adopted In July 2013, the FASB issued Accounting Standards Update No. 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists ("ASU 2013-11"). The amendments in ASU 2013-11 provide guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The Company adopted ASU 2013-11 as of January 1, 2014, and its adoption did not have a material impact on the Company's results of operations, cash flows or financial position.

Stockholders' Equity

9 Months Ended

Sep. 30, 2014

Stockholders' Equity Attributable to Parent [Abstract]

Stockholders' Equity

STOCKHOLDERS' EQUITY

Earnings Per Share

Basic earnings per share has been computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding during the respective period. Diluted earnings per share has been computed by dividing earnings available to common stockholders by the weighted average shares outstanding during the respective period, after adjusting for any potential dilution of options to purchase the Company's common stock, assumed vesting of restricted stock and the assumed conversion of the Company’s convertible debentures. The following table provides the computation of diluted weighted average number of common shares outstanding:



	Three Months Ended September 30,		Nine Months Ended September 30,
	2014	2013	2014	2013
Computation of diluted weighted average shares outstanding:
Basic weighted average shares outstanding	52,512,474	50,093,786	51,658,823	49,829,379
Incremental shares from assumed exercise of stock options and vesting of restricted stock	2,107,319	2,025,802	2,081,328	1,664,274
Incremental shares from assumed conversion of convertible debentures	—	80,884	—	85,991
Diluted weighted average shares outstanding	54,619,793	52,200,472	53,740,151	51,579,644

The table includes the impact of all stock options and restricted stock that are dilutive to the Company’s weighted average common shares outstanding during the three and nine months ended September 30, 2014 and 2013. The calculation of diluted earnings per share excludes stock options or shares of restricted stock that are anti-dilutive to the Company’s weighted average common shares outstanding of approximately 693,000 and 695,000 for the three and nine months ended September 30, 2014, respectively, and approximately 528,000 and 1,029,000 for the three and nine months ended September 30, 2013, respectively.

During the three and nine months ended September 30, 2013, the Company had convertible debentures outstanding that, if converted, would have had a potentially dilutive effect on the Company’s common stock. In September 2013, the Company repurchased at par the remaining $3.6 million of principal amount of the convertible debentures outstanding. As required by Accounting Standards Codification ("ASC") Topic 260, Earnings per Share, if dilutive, the impact of the contingently issuable common shares must be included in the calculation of diluted earnings per share under the “if-converted” method, regardless of whether the conditions upon which the debentures would be convertible into shares of the Company’s common stock have been met. Under the if-converted method, the dilutive effect of the assumed conversion of the debentures was 80,884 shares and 85,991 shares for the three and nine months ended September 30, 2013, respectively.

Accumulated Other Comprehensive Loss

Accumulated other comprehensive loss consists entirely of foreign currency translation adjustments. The Company recorded a foreign currency translation loss of $61.6 million and $54.2 million for the three and nine months ended September 30, 2014, respectively, and a foreign currency translation gain of $22.1 million and a loss of $6.0 million for the three and nine months ended September 30, 2013, respectively. For the three and nine months ended September 30, 2013, the Company reclassified $0.3 million of foreign currency translation into the consolidated statements of income. There were no reclassifications of foreign currency translation into the consolidated statements of income for the three and nine months ended September 30, 2014.

- Definition

The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.

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+ Details

Acquisitions

9 Months Ended

Sep. 30, 2014

Acquisitions [Abstract]

Acquisitions

ACQUISITIONS

On May 20, 2014, the Company completed the acquisition of all of the capital stock of EIM (FX) Limited and TBK (FM) Limited (the "Acquired Companies") pursuant to a Share Purchase Agreement dated March 7, 2014 (the "Purchase Agreement") among the Company and the selling shareholders (the "Sellers"). The Acquired Companies, each a United Kingdom limited company, own subsidiaries that operate under the brand names HiFX and HiFM, respectively.

HiFX offers account-to-account international payment services to high-income individuals and small-to-medium sized businesses, complementing Euronet’s existing consumer-to-consumer money transfer business. HiFX has an innovative multi-channel platform which allows customers to make transfers, track payments and manage their international payment activity online or through a customer service representative. HiFM offers cash management solutions and foreign currency risk management services to small-to-medium sized businesses.

Under the terms of the Purchase Agreement, the Sellers received purchase consideration (the "Purchase Consideration") of £111.8 million in cash ($188.0 million), including working capital adjustments finalized in the third quarter of 2014, and 1,262,654 shares of Euronet common stock, with a fair value at date of acquisition of $56.6 million (the "Consideration Shares"). An amount equal to $16.0 million of the cash portion of the Purchase Consideration and all of the Consideration Shares were placed in escrow at closing as security for the Sellers' indemnification and other obligations under the Purchase Agreement. Any Purchase Consideration remaining in escrow will be released to the Sellers two years following the closing date, net of any pending indemnification or other claims under the Purchase Agreement.

The Purchase Consideration was allocated to the assets acquired and liabilities assumed, including identifiable intangible assets, based on their respective fair values at the date of acquisition. None of the goodwill or intangible asset amounts are expected to be deductible for income tax purposes. Pro-forma results of operations, assuming this acquisition was made at the beginning of the earliest period presented, have not been presented because the effect of this acquisition was not material to our results. The net assets of the Acquired Companies and their results from operations are included in the Money Transfer Segment's results.

During the third quarter of 2014, the Company adjusted the purchase price allocation of the Acquired Companies and expects to finalize the allocation by the end of 2014. Changes from our preliminary estimates as of June 30, 2014 were not material to our consolidated financial statements. The following table summarizes the estimated fair values of the assets acquired and liabilities assumed as of the acquisition date.



(in thousands)	As of May 20, 2014
Cash and cash equivalents	$	103,319
Derivative assets	26,597
Other current assets	2,902
Intangible assets	102,841
Other long-term assets	627
Total assets acquired	236,286

Trade accounts payable	(1,253		)
Accrued expenses and other current liabilities	(7,037		)
Derivative liabilities	(18,187		)
Settlement obligations and customer deposits	(97,781		)
Deferred tax liabilities	(23,524		)
Other long-term liabilities	(677		)
Total liabilities assumed	(148,459		)

Goodwill	156,748

Net assets acquired	$	244,575

The intangible assets of the Acquired Companies are being amortized on a straight-line basis, and the estimated fair values consist of the following:



(in thousands)	Fair Value		Estimated Useful Life
Proprietary software	$	61,704	10 years
Customer relationships	26,764		8 years
Trade names	12,247		20 years
Non-compete agreements	2,126		3 years
Total intangible assets	$	102,841

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

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+ Details

Goodwill and Acquired Intangible Assets, Net

9 Months Ended

Sep. 30, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

GOODWILL AND ACQUIRED INTANGIBLE ASSETS, NET

A summary of acquired intangible assets and goodwill activity for the nine months ended September 30, 2014 is presented below:



(in thousands)	Acquired Intangible Assets			Goodwill			Total Intangible Assets
Balance as of December 31, 2013	$	93,026		$	498,435		$	591,461
Increases (decreases):
Acquisition	102,841			156,748			259,589
Amortization	(17,661		)	—			(17,661		)
Other (primarily changes in foreign currency exchange rates)	(8,022		)	(35,898		)	(43,920		)
Balance as of September 30, 2014	$	170,184		$	619,285		$	789,469

Estimated amortization expense on intangible assets with finite lives, before income taxes, as of September 30, 2014, is expected to total $6.9 million for the remainder of 2014, $22.7 million for 2015, $21.1 million for 2016, $18.9 million for 2017, $16.5 million for 2018 and $15.7 million for 2019.

The Company’s annual goodwill impairment test is performed during the fourth quarter of its fiscal year. The annual impairment test for the year ended December 31, 2013 resulted in the Company recording a non-cash goodwill impairment charge of $18.4 million during the fourth quarter of 2013 with respect to certain reporting units included in the Company's epay segment.

Determining the fair value of reporting units requires significant management judgment in estimating future cash flows and assessing potential market and economic conditions. It is reasonably possible that the Company’s operations will not perform as expected, or that the estimates or assumptions included in the 2013 annual impairment test could change, which may result in the Company recording additional material non-cash impairment charges during the year in which these changes take place.

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Accrued Expenses and Other Current Liabilities

9 Months Ended

Sep. 30, 2014

ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES [Abstract]

Accrued Expenses and Other Current Liabilities

ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES

Accrued expenses and other current liabilities consist of the following:



	As of
(in thousands)	September 30, 2014		December 31, 2013
Accrued expenses	$	188,311	$	84,429
Accrued amounts due to mobile operators and other content providers	58,829		78,398
Money transfer settlement obligations	89,430		49,757
Derivative liabilities	34,287		82
Deferred income taxes	850		618
Total	$	371,707	$	213,284

Debt Obligations

9 Months Ended

Sep. 30, 2014

DEBT OBLIGATIONS [Abstract]

DEBT OBLIGATIONS

A summary of debt obligation activity for the nine months ended September 30, 2014 is presented below:



(in thousands)	Revolving Credit Facilities			Other Debt Obligations			Capital Leases			Term Loan A			Total
Balance at December 31, 2013	$	129,010		$	2,403		$	5,233		$	68,000		$	204,646
Increases (decreases):
Net borrowings (repayments)	182,625			2,778			(1,028		)	5,125			189,500
Capital lease interest	—			—			227			—			227
Foreign currency exchange gain	(15,164		)	(444		)	(208		)	—			(15,816		)
Balance at September 30, 2014	296,471			4,737			4,224			73,125			378,557
Less — current maturities	—			(4,737		)	(2,332		)	(4,686		)	(11,755		)
Long-term obligations at September 30, 2014	$	296,471		$	—		$	1,892		$	68,439		$	366,802

Credit Facility

As of September 30, 2014, the Company had a $675 million senior secured credit facility (the "Credit Facility") consisting of a $600 million revolving credit facility and a $75 million term loan ("Term Loan A"), which had been reduced to $73.1 million through principal amortization payments.

On April 9, 2014, the Company amended and restated the Credit Agreement to, among other things, (i) increase the amount of Term Loan A from $66 million to $75 million, (ii) increase the aggregate credit commitments under the revolving credit facility from $400 million to $600 million, (iii) reduce the margin over the London Inter-Bank Offered Rate (“LIBOR”) rate and base rate by 12.5 basis points, and (iv) extend the expiration date of the Credit Agreement from August 18, 2016 to April 9, 2019. In connection with the amendment, the Company incurred $2.5 million in debt issuance costs, which are being amortized over the term of the Credit Facility.

Interest on borrowings under the revolving credit facility and Term Loan A varies based upon the Company's consolidated total leverage ratio, as defined in the Company's Credit Agreement, and during the third quarter of 2014 was based on a margin over LIBOR or a margin over a base rate, as selected by the Company, with the applicable margin ranging from 1.375% to 2.375% for LIBOR loans or 0.375% to 1.375% for base rate loans. Accordingly, the weighted average interest rate for borrowings outstanding under the Company's revolving credit facility and Term Loan A was 1.96% and 1.78%, respectively, as of September 30, 2014, excluding amortization of deferred financing costs.

Derivative Instruments and Hedging Activities

9 Months Ended

Sep. 30, 2014

DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES [Abstract]

DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES

The Company is exposed to foreign currency exchange risk resulting from (i) the collection of funds or the settlement of money transfer transactions in currencies other than the U.S. Dollar, (ii) derivative contracts written to its customers in connection with providing cross-currency money transfer services and (iii) short-term borrowings that are payable in currencies other than the U.S dollar. The Company enters into foreign currency derivative contracts, primarily foreign currency forwards and cross-currency swaps, to minimize its exposure related to fluctuations in foreign currency exchange rates. As a matter of Company policy, the derivative instruments used in these activities are economic hedges and are not designated as hedges under Accounting Standards Codification ("ASC") Topic 815, Derivatives and Hedging, primarily due to either the relatively short duration of the contract term or the effects of fluctuations in currency exchange rates are reflected concurrently in earnings for both the derivative instrument and the transaction and have an offsetting effect.

Foreign currency exchange contracts - Ria Operations

In the United States, the Company uses short-duration foreign currency forward contracts, generally with maturities up to 14 days, to offset the fluctuation in foreign currency exchange rates on the collection of money transfer funds between initiation of a transaction and its settlement. Due to the short duration of these contracts and the Company’s credit profile, the Company is generally not required to post collateral with respect to these foreign currency forward contracts. Most derivative contracts executed with counterparties in the U.S. are governed by an International Swaps and Derivatives Association agreement that includes standard netting arrangements; therefore, asset and liability positions from forward contracts and all other foreign exchange transactions with the same counterparty are net settled upon maturity.

As of September 30, 2014, the Company had foreign currency forward contracts outstanding in the U.S. with a notional value of $97 million, primarily in Australian dollars, Canadian dollars, British pounds, euros and Mexican pesos.

Foreign currency exchange contracts - HiFX Operations

As discussed in Note 4, Acquisitions, on May 20, 2014, the Company acquired EIM (FX) Limited, which owns subsidiaries that operate under the brand name HiFX. HiFX writes derivative instruments, primarily foreign currency forward contracts and cross-currency swaps, mostly with counterparties comprised of individuals and small-to-medium size businesses and derives a currency margin from this activity as part of its operations. HiFX aggregates its foreign currency exposures arising from customer contracts and hedges the resulting net currency risks by entering into offsetting contracts with established financial institution counterparties. Foreign exchange revenues from HiFX's total portfolio of positions were $15.9 million and $23.0 million for the three and nine months ended September 30, 2014, respectively. All of the derivative contracts used in the Company' s HiFX operations are economic hedges and are not designated as hedges under ASC Topic 815, Derivatives and Hedging. The duration of these derivative contracts is generally less than one year.

The fair value of HiFX's total portfolio of positions can change significantly from period to period based on, among other factors, market movements and changes in customer contract positions. HiFX manages counterparty credit risk (the risk that counterparties will default and not make payments according to the terms of the agreements) on an individual counterparty basis. It mitigates this risk by entering into contracts with collateral posting requirements and/or by performing financial assessments prior to contract execution, conducting periodic evaluations of counterparty performance and maintaining a diverse portfolio of qualified counterparties. HiFX does not expect any significant losses from counterparty defaults.

The aggregate equivalent U.S. dollar notional amounts of foreign currency derivative customer contracts held by the Company in its HiFX operations as of September 30, 2014 was approximately $831 million. The significant majority of customer contracts are written in major currencies such as the euro, Canadian dollar, British pound, and Australian dollar.

Balance Sheet Presentation

The following table summarizes the fair value of the derivative instruments as recorded in the Consolidated Balance Sheets as of the dates below:



	Asset Derivatives					Liability Derivatives
		Fair Value					Fair Value
(in thousands)	Balance Sheet Location	September 30, 2014		December 31, 2013		Balance Sheet Location	September 30, 2014			December 31, 2013
Derivatives not designated as hedging instruments
Foreign currency exchange contracts	Other current assets	$	38,480	$	—	Other current liabilities	$	(34,287	)	$	(82	)

The following tables summarize the gross and net fair value of derivative assets and liabilities as of September 30, 2014 and December 31, 2013 (in thousands):

Offsetting of Derivative Assets



								Gross Amounts Not Offset in the Consolidated Balance Sheet
As of September 30, 2014	Gross Amounts of Recognized Assets		Gross Amounts Offset in the Consolidated Balance Sheet			Net Amounts Presented in the Consolidated Balance Sheet		Financial Instruments			Cash Collateral Received			Net Amounts
Derivatives subject to a master netting arrangement or similar agreement	$	38,551	$	(71	)	$	38,480	$	(23,379	)	$	(6,387	)	$	8,714

As of December 31, 2013
Derivatives subject to a master netting arrangement or similar agreement	$	96	$	(96	)	$	—	$	—		$	—		$	—

Offsetting of Derivative Liabilities



									Gross Amounts Not Offset in the Consolidated Balance Sheet
As of September 30, 2014	Gross Amounts of Recognized Liabilities			Gross Amounts Offset in the Consolidated Balance Sheet		Net Amounts Presented in the Consolidated Balance Sheet			Financial Instruments		Cash Collateral Paid		Net Amounts
Derivatives subject to a master netting arrangement or similar agreement	$	(34,358	)	$	71	$	(34,287	)	$	23,379	$	906	$	(10,002	)

As of December 31, 2013
Derivatives subject to a master netting arrangement or similar agreement	$	(178	)	$	96	$	(82	)	$	—	$	—	$	(82	)

Income Statement Presentation

The following tables summarize the location and amount of gains and losses of derivatives in the Consolidated Statements of Income for the three and nine months ended September 30, 2014 and 2013:



		Amount of Gain (Loss) Recognized in Income on Derivative Contracts (a)
	Location of Gain (Loss) Recognized in Income on Derivative Contracts	Three Months Ended September 30,				Nine Months Ended September 30,
(in thousands)		2014		2013		2014		2013
Foreign currency exchange contracts - Ria Operations	Foreign currency exchange loss (gain), net	$	1,501	$	1	$	348	$	(269	)

(a) The Company enters into derivative contracts such as foreign currency exchange forwards and cross-currency swaps as part of its HiFX operations. These derivative contracts are excluded from this table as they are part of the broader disclosure of foreign currency exchange revenues for this business discussed above.

See Note 9, Fair Value Measurements, for the determination of the fair values of derivatives.

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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+ Details

Fair Value Measurements

9 Months Ended

Sep. 30, 2014

Fair Value Disclosures [Abstract]

FAIR VALUE MEASUREMENTS

Fair value measurements used in the consolidated financial statements are based upon the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy distinguishes between (1) market participant assumptions developed based on market data obtained from independent sources (observable inputs) and (2) an entity’s own assumptions about market participant assumptions developed based on the best information available in the circumstances (unobservable inputs). The fair value hierarchy consists of three broad levels, which gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of the fair value hierarchy are described below:


•	Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities.


•	Level 2 – Valuations based on quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable data for substantially the full term of the assets or liabilities.


•	Level 3 – Unobservable inputs in which little or no market activity exists, therefore requiring an entity to develop its own assumptions about the inputs that market participants would use in pricing.

The following table details financial assets and liabilities measured and recorded at fair value on a recurring basis:



		As of September 30, 2014
(in thousands)	Balance Sheet Classification	Level 1		Level 2			Level 3		Total
Assets
Foreign currency exchange contracts	Other current assets	$	—	$	38,480		$	—	$	38,480
Liabilities
Foreign currency exchange contracts	Other current liabilities	$	—	$	(34,287	)	$	—	$	(34,287	)



		As of December 31, 2013
(in thousands)	Balance Sheet Classification	Level 1		Level 2			Level 3		Total
Liabilities
Foreign currency exchange contracts	Other current liabilities	$	—	$	(82	)	$	—	$	(82	)

Other Fair Value Disclosures

The carrying amounts of cash and cash equivalents, accounts receivable, trade accounts payable, accrued expenses and other current obligations approximate their fair values because of the relatively short-term maturities of these financial instruments. The carrying values of the Company’s long-term debt, including the current portion, approximate fair value because interest is primarily based on LIBOR, which resets at various intervals of less than one year.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Segment Information

9 Months Ended

Sep. 30, 2014

Segment Information [Abstract]

SEGMENT INFORMATION

The Company’s reportable operating segments have been determined in accordance with ASC Topic 280, Segment Reporting. The Company currently operates in the following three reportable operating segments:

Through the EFT Processing Segment, the Company processes transactions for a network of ATMs and POS terminals across Europe, the Middle East and Asia Pacific. The Company provides comprehensive electronic payment solutions consisting of ATM cash withdrawal services, ATM network participation, outsourced ATM and POS management solutions, credit and debit card outsourcing, dynamic currency conversion and other value added services. Through this segment, the Company also offers a suite of integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems.


2)	Through the epay Segment, the Company provides distribution, processing and collection services for prepaid mobile airtime and other electronic payment products in Europe, the Middle East, Asia Pacific, the United States and South America.

Through the Money Transfer Segment, the Company provides global money transfer services under the brand names Ria and HiFX. Ria provides global consumer-to-consumer money transfer services through a network of sending agents, Company-owned stores and a Company-owned website, disbursing money transfers through a worldwide correspondent network. HiFX offers account-to-account international payment services to high-income individuals and small-to-medium sized businesses. The Company also offers customers bill payment services, payment alternatives such as money orders and prepaid debit cards, comprehensive check cashing services, foreign currency exchange services and mobile top-up. The Company provides cash management solutions and foreign currency risk management services to small-to-medium sized businesses under the brand name HiFM.

In addition, the Company accounts for non-operating activity, most share-based compensation expense, certain intersegment eliminations and the costs of providing corporate and other administrative services in its administrative division, “Corporate Services, Eliminations and Other.” These services are not directly identifiable with the Company’s reportable operating segments.

The following tables present the Company’s reportable segment results for the three and nine months ended September 30, 2014 and 2013:



	For the Three Months Ended September 30, 2014
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	107,503	$	195,086	$	151,250	$	(417	)	$	453,422
Operating expenses:
Direct operating costs	46,612		153,121		75,455		(374		)	274,814
Salaries and benefits	12,155		14,356		32,219		5,857			64,587
Selling, general and administrative	6,516		11,160		23,747		2,545			43,968
Depreciation and amortization	8,010		3,998		7,246		67			19,321
Total operating expenses	73,293		182,635		138,667		8,095			402,690
Operating income (expense)	$	34,210	$	12,451	$	12,583	$	(8,512	)	$	50,732



	For the Three Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	83,594		$	182,629	$	95,276	$	(919	)	$	360,580
Operating expenses:
Direct operating costs	36,576			142,284		45,588		(897		)	223,551
Salaries and benefits	10,195			13,494		23,120		6,010			52,819
Selling, general and administrative	5,249			10,687		14,521		2,797			33,254
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	6,273			4,036		4,530		91			14,930
Total operating expenses	38,974			170,501		87,759		8,001			305,235
Operating income (expense)	$	44,620		$	12,128	$	7,517	$	(8,920	)	$	55,345



	For the Nine Months Ended September 30, 2014
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	271,580	$	562,129	$	369,568	$	(1,078	)	$	1,202,199
Operating expenses:
Direct operating costs	125,773		434,984		183,985		(953		)	743,789
Salaries and benefits	35,127		41,856		83,472		18,074			178,529
Selling, general and administrative	19,167		31,433		57,438		9,782			117,820
Depreciation and amortization	22,951		12,323		17,337		208			52,819
Total operating expenses	203,018		520,596		342,232		27,111			1,092,957
Operating income (expense)	$	68,562	$	41,533	$	27,336	$	(28,189	)	$	109,242



	For the Nine Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	219,149		$	548,867	$	271,536	$	(1,785	)	$	1,037,767
Operating expenses:
Direct operating costs	104,103			424,343		130,221		(1,734		)	656,933
Salaries and benefits	29,409			41,976		64,601		17,312			153,298
Selling, general and administrative	16,530			30,689		40,621		7,874			95,714
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	22,242			12,569		13,751		276			48,838
Total operating expenses	152,965			509,577		249,194		23,728			935,464
Operating income (expense)	$	66,184		$	39,290	$	22,342	$	(25,513	)	$	102,303

The following table presents the Company’s property and equipment and total assets by reportable segment:



	Property and Equipment, net as of				Total Assets as of
(in thousands)	September 30, 2014		December 31, 2013		September 30, 2014		December 31, 2013
EFT Processing	$	71,714	$	64,972	$	452,212	$	347,073
epay	25,230		27,176		615,769		757,942
Money Transfer	26,202		23,768		872,515		472,390
Corporate Services, Eliminations and Other	213		314		25,537		20,710
Total	$	123,359	$	116,230	$	1,966,033	$	1,598,115

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
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Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-SubTopic 10
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-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599

+ Details

Income Taxes	9 Months Ended
Income Taxes	Sep. 30, 2014
INCOME TAXES [Abstract]
INCOME TAXES	INCOME TAXES The Company's effective income tax rates were 26.9% and 18.2% for the three months ended September 30, 2014 and 2013, respectively, and 27.7% and 22.3% for the nine months ended September 30, 2014 and 2013, respectively. The Company's effective income tax rates for the three and nine months ended September 30, 2014 and 2013 were lower than the applicable statutory income tax rate of 35% primarily because of the Company's U.S. income tax positions. The Company does not have a history of significant taxable income in the U.S.; therefore, the Company has recorded a valuation allowance against its U.S. federal tax net operating loss carryforwards. Accordingly, in instances when the Company's U.S. legal entities generate pre-tax U.S. GAAP income, no income tax expense is recognized to the extent there are net operating loss carryforwards to offset pre-tax U.S. GAAP income. The Company’s effective income tax rates for the three and nine months ended September 30, 2013 were lower than the applicable statutory income tax rate of 35% primarily because of the Company’s U.S. income tax positions and the recognition of nontaxable gains from the change in fair value of an acquisition-related contingent consideration liability and the sale of an equity method investment.

Commitments

9 Months Ended

Sep. 30, 2014

Other Commitments [Line Items]

Commitments

COMMITMENTS

As of September 30, 2014, the Company had $92.6 million of stand-by letters of credit/bank guarantees issued on its behalf, of which $49.9 million are outstanding under the revolving credit facility. The remaining stand-by letters of credit/bank guarantees are collateralized by $4.3 million of cash deposits held by the respective issuing banks.

Under certain circumstances, Euronet grants guarantees in support of obligations of subsidiaries. As of September 30, 2014, the Company had granted off balance sheet guarantees for cash in various ATM networks amounting to $15.5 million over the terms of the cash supply agreements and performance guarantees amounting to approximately $29.9 million over the terms of agreements with the customers.

Once each of Euronet's subsidiaries reaches a certain size, it is required under the Credit Agreement to provide a guarantee of all or a portion of the outstanding obligations under the Credit Agreement depending upon whether the subsidiary is a domestic or foreign entity.

From time to time, the Company enters into agreements with commercial counterparties that contain indemnification provisions, the terms of which may vary depending on the negotiated terms of each respective agreement. The amount of such potential obligations is generally not stated in the agreements. Euronet's liability under such indemnification provisions may be mitigated by relevant insurance coverage and may be subject to time and materiality limitations, monetary caps and other conditions and defenses. Such indemnification obligations include the following:

•

In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for damage to ATMs and theft of ATM network cash that is not recorded on the Company’s Consolidated Balance Sheets. As of September 30, 2014, the balance of ATM network cash for which the Company was responsible was approximately $433 million. The Company maintains insurance policies to mitigate this exposure;

•

In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for losses suffered by its customers and other parties as a result of the breach of its computer systems, including in particular, losses arising from fraudulent transactions made using information stolen through its processing systems. The Company maintains insurance policies to mitigate this exposure;


•	In connection with the license of proprietary systems to customers, the Company provides certain warranties and infringement indemnities to the licensee, which generally warrant that such systems do not infringe on intellectual property owned by third parties and that the systems will perform in accordance with their specifications;


•	Euronet has entered into purchase and service agreements with vendors and consulting agreements with providers of consulting services, pursuant to which the Company has agreed to indemnify certain of such vendors and consultants, respectively, against third-party claims arising from the Company’s use of the vendor’s product or the services of the vendor or consultant;

•

In connection with acquisitions and dispositions of subsidiaries, operating units and business assets, the Company has entered into agreements containing indemnification provisions, which can be generally described as follows: (i) in connection with acquisitions of operating units or assets made by Euronet, the Company has agreed to indemnify the seller against third-party claims made against the seller relating to the operating unit or asset and arising after the closing of the transaction, and (ii) in connection with dispositions made by Euronet, Euronet has agreed to indemnify the buyer against damages incurred by the buyer due to the buyer’s reliance on representations and warranties relating to the subject subsidiary, operating unit or business assets in the disposition agreement if such representations or warranties were untrue when made; and


•	Euronet has entered into agreements with certain third parties, including banks that provide fiduciary and other services to Euronet or to the Company’s benefit plans. Under such agreements, the Company has agreed to indemnify such service providers for third-party claims relating to carrying out their respective duties under such agreements.

The Company is also required to meet minimum capitalization and cash requirements of various regulatory authorities in the jurisdictions in which the Company has money transfer operations. The Company has obtained surety bonds in compliance with money transfer licensing requirements of the applicable governmental authorities.

To date, the Company is not aware of any significant claims made by the indemnified parties or third parties to guarantee agreements with the Company and, accordingly, no liabilities were recorded as of September 30, 2014 or December 31, 2013.

Litigation and Contingencies	9 Months Ended
Litigation and Contingencies	Sep. 30, 2014
Loss Contingencies [Line Items]
Litigation and Contingencies	LITIGATION AND CONTINGENCIES Contingencies Unclaimed property compliance - In September 2013, the Company entered into a voluntary disclosure agreement with the Secretary of State of the State of Delaware to determine compliance with Delaware unclaimed property laws. Types of property under examination include, but are not limited to, payroll checks, accounts payable checks and accounts receivable credits for the period 1996 through 2007. The total amount of exposure of this contingency is dependent upon the manner in which the State of Delaware applies its unclaimed property laws. The Company does not currently expect the outcome of this matter to have a material adverse effect on the Company's consolidated financial condition or results of operations. Legal Proceedings From time to time, the Company is a party to legal or regulatory proceedings arising in the ordinary course of its business. Currently, there are no legal proceeding or regulatory findings that management believes, either individually or in the aggregate, would have a material adverse effect on the Company's consolidated financial condition or results of operations. In accordance with U.S. GAAP, the Company records a liability when it is both probable that a liability has been incurred and the amount of the loss can be reasonably estimated. These provisions are reviewed at least quarterly and adjusted to reflect the impacts of negotiations, settlements, rulings, advice of legal counsel, and other information and events pertaining to a particular case.

Recent Accounting Pronouncements (Policies)	9 Months Ended
Recent Accounting Pronouncements (Policies)	Sep. 30, 2014
Summary of Significant Accounting Policies and Practices [Abstract]
Recently Issued and Adopted Accounting Pronouncements	Recently Issued In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update No. 2014-09, Revenue from Contracts with Customers ("ASU 2014-09"), which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. The new standard will become effective for the Company on January 1, 2017 and early adoption is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting. Recently Adopted In July 2013, the FASB issued Accounting Standards Update No. 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists ("ASU 2013-11"). The amendments in ASU 2013-11 provide guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The Company adopted ASU 2013-11 as of January 1, 2014, and its adoption did not have a material impact on the Company's results of operations, cash flows or financial position.

- Definition

The entire disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Change in Accounting Principle
-URI http://asc.fasb.org/extlink&oid=6507316

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Direct Effects of a Change in Accounting Principle
-URI http://asc.fasb.org/extlink&oid=6510796

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-URI http://asc.fasb.org/extlink&oid=28359718&loc=d3e22583-107794

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Indirect Effects of a Change in Accounting Principle
-URI http://asc.fasb.org/extlink&oid=6515603

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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-Subparagraph (SX 210.10-01.(b)(6))
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Name Accounting Standards Codification
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-Glossary Retrospective Application
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Reference 10: http://www.xbrl.org/2003/role/presentationRef
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Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 01
-Paragraph b
-Subparagraph 6
-Article 10

+ Details

Stocholders' Equity (Tables)

9 Months Ended

Sep. 30, 2014

Earnings Per Share [Abstract]

Schedule of Weighted Average Number of Shares [Table Text Block]

The following table provides the computation of diluted weighted average number of common shares outstanding:



	Three Months Ended September 30,		Nine Months Ended September 30,
	2014	2013	2014	2013
Computation of diluted weighted average shares outstanding:
Basic weighted average shares outstanding	52,512,474	50,093,786	51,658,823	49,829,379
Incremental shares from assumed exercise of stock options and vesting of restricted stock	2,107,319	2,025,802	2,081,328	1,664,274
Incremental shares from assumed conversion of convertible debentures	—	80,884	—	85,991
Diluted weighted average shares outstanding	54,619,793	52,200,472	53,740,151	51,579,644

Acquisitions (Tables)

9 Months Ended

Sep. 30, 2014

Business Acquisition [Line Items]

Schedule of Business Acquisitions, by Acquisition [Table Text Block]

The following table summarizes the estimated fair values of the assets acquired and liabilities assumed as of the acquisition date.



(in thousands)	As of May 20, 2014
Cash and cash equivalents	$	103,319
Derivative assets	26,597
Other current assets	2,902
Intangible assets	102,841
Other long-term assets	627
Total assets acquired	236,286

Trade accounts payable	(1,253		)
Accrued expenses and other current liabilities	(7,037		)
Derivative liabilities	(18,187		)
Settlement obligations and customer deposits	(97,781		)
Deferred tax liabilities	(23,524		)
Other long-term liabilities	(677		)
Total liabilities assumed	(148,459		)

Goodwill	156,748

Net assets acquired	$	244,575

Schedule of Finite-Lived Intangible Assets Acquired as Part of Business Combination [Table Text Block]

The intangible assets of the Acquired Companies are being amortized on a straight-line basis, and the estimated fair values consist of the following:



(in thousands)	Fair Value		Estimated Useful Life
Proprietary software	$	61,704	10 years
Customer relationships	26,764		8 years
Trade names	12,247		20 years
Non-compete agreements	2,126		3 years
Total intangible assets	$	102,841

Goodwill and Acquired Intangible Assets, Net (Tables)

9 Months Ended

Sep. 30, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Intangible Assets and Goodwill [Table Text Block]

A summary of acquired intangible assets and goodwill activity for the nine months ended September 30, 2014 is presented below:



(in thousands)	Acquired Intangible Assets			Goodwill			Total Intangible Assets
Balance as of December 31, 2013	$	93,026		$	498,435		$	591,461
Increases (decreases):
Acquisition	102,841			156,748			259,589
Amortization	(17,661		)	—			(17,661		)
Other (primarily changes in foreign currency exchange rates)	(8,022		)	(35,898		)	(43,920		)
Balance as of September 30, 2014	$	170,184		$	619,285		$	789,469

Accrued Expenses and Other Current Liabilities (Tables)

9 Months Ended

Sep. 30, 2014

ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES [Abstract]

Schedule of Accrued Expenses and Other Current Liabilities [Table Text Block]

Accrued expenses and other current liabilities consist of the following:



	As of
(in thousands)	September 30, 2014		December 31, 2013
Accrued expenses	$	188,311	$	84,429
Accrued amounts due to mobile operators and other content providers	58,829		78,398
Money transfer settlement obligations	89,430		49,757
Derivative liabilities	34,287		82
Deferred income taxes	850		618
Total	$	371,707	$	213,284

Debt Obligations (Tables)

9 Months Ended

Sep. 30, 2014

DEBT OBLIGATIONS [Abstract]

Schedule of Debt [Table Text Block]

A summary of debt obligation activity for the nine months ended September 30, 2014 is presented below:



(in thousands)	Revolving Credit Facilities		Other Debt Obligations		Capital Leases			Term Loan A		Total
Balance at December 31, 2013	$	129,010	$	2,403	$	5,233		$	68,000	$	204,646
Increases (decreases):
Net borrowings (repayments)	182,625		2,778		(1,028		)