View Filing Data

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2013	Oct. 29, 2013
Entity Information [Line Items]
Entity Registrant Name	EURONET WORLDWIDE INC
Entity Central Index Key	0001029199
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Sep. 30, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Common Stock, Shares Outstanding		50,268,267

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2013	Dec. 31, 2012
Current assets:
Cash and cash equivalents	$ 244,471	$ 201,435
Restricted cash	63,107	71,608
Inventory - PINs and other	61,339	101,168
Trade accounts receivable, net of allowances for doubtful accounts of $20,687 at September 30, 2013 and $21,512 at December 31, 2012	317,882	370,836
Prepaid expenses and other current assets	58,201	68,132
Total current assets	745,000	813,179
Property and equipment, net of accumulated depreciation of $232,547 at September 30, 2013 and $207,282 at December 31, 2012	111,885	115,475
Goodwill	510,780	481,760
Acquired intangible assets, net of accumulated amortization of $157,722 at September 30, 2013 and $140,829 at December 31, 2012	97,377	83,389
Other assets, net of accumulated amortization of $24,645 at September 30, 2013 and $24,247 at December 31, 2012	49,464	57,733
Total assets	1,514,506	1,551,536
Current liabilities:
Trade accounts payable	326,835	459,847
Accrued expenses and other current liabilities	246,962	183,406
Current portion of capital lease obligations	2,393	2,397
Short-term debt obligations and current maturities of long-term debt obligations	9,029	7,551
Income taxes payable	12,903	9,396
Deferred revenue	27,805	34,109
Total current liabilities	625,927	696,706
Debt obligations, net of current portion	235,252	286,703
Capital lease obligations, net of current portion	3,382	4,589
Deferred income taxes	20,299	22,031
Other long-term liabilities	16,106	14,967
Total liabilities	900,966	1,024,996
Euronet Worldwide, Inc. stockholders' equity:
Preferred Stock, $0.02 par value. 10,000,000 shares authorized; none issued	0	0
Common Stock, $0.02 par value. 90,000,000 shares authorized; 53,891,965 issued at September 30, 2013 and 52,976,558 issued at December 31, 2012	1,078	1,060
Additional paid-in-capital	799,702	782,506
Treasury stock, at cost, 3,676,370 shares at September 30, 2013 and 3,653,958 shares at December 31, 2012	(68,210)	(67,327)
Accumulated deficit	(106,024)	(184,015)
Restricted reserve	1,035	1,002
Accumulated other comprehensive loss	(17,170)	(10,850)
Total Euronet Worldwide, Inc. stockholders' equity	610,411	522,376
Noncontrolling interests	3,129	4,164
Total equity	613,540	526,540
Total liabilities and equity	$ 1,514,506	$ 1,551,536

Balance Sheet Parenthetical (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2013	Dec. 31, 2012
Allowance for Doubtful Accounts Receivable	$ 20,687	$ 21,512
Accumulated depreciation of property and equipment	232,547	207,282
Accumulated amortization of intangible assets	157,722	140,829
Accumulated amortization of other assets	$ 24,655	$ 24,247
Preferred Stock, par value per share	$ 0.02	$ 0.02
Preferred Stock, shares authorized	10,000,000	10,000,000
Preferred Stock, shares issued	0	0
Common Stock, par value per share	$ 0.02	$ 0.02
Common Stock, shares authorized	90,000,000	90,000,000
Common Stock, shares issued	53,891,965	52,976,558
Treasury Stock, shares	3,676,370	3,653,958

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenues	$ 360,580	$ 316,356	$ 1,037,767	$ 916,355
Operating expenses:
Direct operating costs	223,551	200,378	656,933	586,965
Salaries and benefits	52,819	45,549	153,298	134,624
Selling, general and administrative	33,254	30,071	95,714	86,738
Acquisition-related contingent consideration gain	(19,319)	0	(19,319)	0
Depreciation and amortization	14,930	16,163	48,838	48,137
Total operating expenses	305,235	292,161	935,464	856,464
Operating income	55,345	24,195	102,303	59,891
Other income (expense):
Interest income	527	877	1,438	3,493
Interest expense	(2,938)	(5,483)	(8,372)	(16,542)
Other gains (losses), net	2,809	(25)	2,397	4,146
Foreign currency exchange gain (loss), net	2,899	1,419	2,658	(1,237)
Income from unconsolidated affiliates	0	185	260	795
Other income (expense), net	3,297	(3,027)	(1,619)	(9,345)
Income before income taxes	58,642	21,168	100,684	50,546
Income tax expense	(10,668)	(6,827)	(22,485)	(17,381)
Net income	47,974	14,341	78,199	33,165
Less: Net (income) loss attributable to noncontrolling interests	(100)	289	(208)	384
Net income attributable to Euronet Worldwide, Inc.	$ 47,874	$ 14,630	$ 77,991	$ 33,549
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - basic	$ 0.96	$ 0.29	$ 1.57	$ 0.66
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - diluted	$ 0.92	$ 0.28	$ 1.51	$ 0.65
Weighted average number of shares outstanding - basic	50,093,786	50,827,767	49,829,379	50,705,222
Weighted average number of shares outstanding - diluted	52,200,472	51,597,319	51,579,644	51,521,203

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net income	$ 47,974	$ 14,341	$ 78,199	$ 33,165
Other comprehensive income (loss), net of tax:
Translation adjustment	22,072	10,577	(6,004)	1,919
Comprehensive income	70,046	24,918	72,195	35,084
Comprehensive (income) loss attributable to noncontrolling interests	(207)	222	(306)	435
Comprehensive income attributable to Euronet Worldwide, Inc.	$ 69,839	$ 25,140	$ 71,889	$ 35,519

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Net income	$ 78,199	$ 33,165
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	48,838	48,137
Share-based compensation	9,012	8,812
Unrealized foreign exchange gain, net	(2,658)	1,237
Deferred income taxes	(93)	(2,838)
Income from unconsolidated affiliates	(260)	(795)
Accretion of convertible debentures discount and amortization of debt issuance costs	797	7,032
Acquisition-related contingent consideration gain	(19,319)	0
Gain on sale of equity method investment	(2,827)	0
Gain on step acquisition	0	(4,388)
Changes in working capital, net of amounts acquired:
Income taxes payable, net	3,181	(811)
Restricted cash	5,206	(19,759)
Inventory - PINs and other	37,599	31,319
Trade accounts receivable	50,767	36,276
Prepaid expenses and other current assets	8,782	2,191
Trade accounts payable	(128,449)	16,169
Deferred revenue	(6,697)	(2,274)
Accrued expenses and other current liabilities	66,097	(13,678)
Changes in noncurrent assets and liabilities	2,389	3,627
Net cash provided by operating activities	150,564	143,422
Cash flows from investing activities:
Acquisitions, net of cash acquired	(30,847)	(2,655)
Purchases of property and equipment	(27,631)	(33,247)
Purchases of other long-term assets	(4,856)	(3,463)
Proceeds from sale of equity method investment	7,609	0
Other, net	731	1,106
Net cash used in investing activities	(54,994)	(38,259)
Cash flows from financing activities:
Proceeds from issuance of shares	7,487	2,109
Borrowings from revolving credit agreements	1,508,463	282,055
Repayments of revolving credit agreements	(1,550,329)	(360,596)
Repayments of long-term debt obligations	(8,086)	(3,000)
Repayments of capital lease obligations	(2,016)	(2,009)
Purchase of subsidiary shares from noncontrolling interests	(7,878)	(3,321)
Other, net	(163)	(791)
Net cash used in fnancing activities	(52,522)	(85,553)
Effect of exchange rate changes on cash and cash equivalents	(12)	864
(Decrease) Increase in cash and cash equivalents	43,036	20,474
Cash and cash equivalents at beginning of period	201,435	177,327
Cash and cash equivalents at end of period	244,471	197,801
Interest paid during the period	6,143	7,518
Income taxes paid during the period	23,227	21,972
Pure Commerce Pty Ltd [Member]
Cash flows from financing activities:
Stock Issued During Period, Value, Acquisitions	5,295	0
Non-cash contingent consideration	$ 21,725	$ 0

General	9 Months Ended
General	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]
GENERAL	GENERAL Organization Euronet Worldwide, Inc. and its subsidiaries (the “Company” or “Euronet”) is a leading global electronic payments provider. Euronet offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers. The Company's primary product offerings include comprehensive automated teller machine (“ATM”), point-of-sale (“POS”), card outsourcing, card issuing and merchant acquiring services; electronic distribution of prepaid mobile airtime and other electronic payment products and global consumer money transfer services. Basis of presentation The accompanying unaudited consolidated financial statements have been prepared from the records of the Company, in conformity with accounting principles generally accepted in the U.S. (“U.S. GAAP”) and pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). In the opinion of management, such unaudited consolidated financial statements contain all adjustments (consisting of normal interim closing procedures) necessary to present fairly on a consolidated basis the financial position of the Company as of September 30, 2013, and the results of its operations and cash flows for the three- and nine-month periods ended September 30, 2013 and 2012. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements of Euronet for the year ended December 31, 2012, including the notes thereto, set forth in the Company’s 2012 Annual Report on Form 10-K. The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the unaudited consolidated financial statements and accompanying notes. Actual results could differ from those estimates. Seasonality The Company’s EFT and epay segments are significantly impacted by seasonality during the fourth quarter and first quarter of each year due to higher transaction levels during the holiday season and lower levels following the holiday season. Additionally, mostly in Europe, the EFT business experiences its heaviest demand for dynamic currency conversion services during the third quarter of the fiscal year, coinciding with the tourist season. Seasonality in the money transfer segment varies by region of the world. In most markets, the Company usually experiences increased demand for money transfer services from the month of May through the fourth quarter of each year, coinciding with the increase in worker migration patterns and various holidays, and our lowest transaction levels during the first quarter of the year. As a result, quarterly financial results are not necessarily indicative of the results to be expected for the year or other interim periods.

- Definition

The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.

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+ Details

Summary of Significant Accounting Policies and Practices	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND PRACTICES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND PRACTICES Recently Issued and Adopted Accounting Pronouncements In February 2013, the Financial Accounting Standards Board ("FASB") issued amended guidance that requires an entity to present information about significant items reclassified out of accumulated other comprehensive income, referred to as AOCI, on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements. Additionally, the guidance expands the disclosure requirements for presentation of changes in AOCI by component. The guidance is effective for the Company for interim and annual reporting periods beginning January 1, 2013, and its adoption did not have an impact on the Company's results of operations, cash flows or financial position. In July 2013, the FASB issued Accounting Standards Update ("ASU") ASU 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists ("ASU 2013-11"). The amendments in ASU 2013-11 provide guidance on the financial statement presentation of unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The guidance is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The Company does not anticipate a material impact to the Company's financial position, results of operations or cash flows as a result of this change.

Stockholders' Equity

9 Months Ended

Sep. 30, 2013

Stockholders' Equity Attributable to Parent [Abstract]

Stockholders' Equity

STOCKHOLDERS' EQUITY

Earnings Per Share

Basic earnings per share has been computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding during the respective period. Diluted earnings per share has been computed by dividing earnings available to common stockholders by the weighted average shares outstanding during the respective period, after adjusting for any potential dilution of the assumed conversion of the Company’s convertible debentures, restricted stock and options to purchase the Company’s common stock. The following table provides the computation of diluted weighted average number of common shares outstanding:



	Three Months Ended September 30,		Nine Months Ended September 30,
	2013	2012	2013	2012
Computation of diluted weighted average shares outstanding:
Basic weighted average shares outstanding	50,093,786	50,827,767	49,829,379	50,705,222
Incremental shares from assumed exercise of stock options and vesting of restricted stock	2,025,802	769,552	1,664,274	815,981
Incremental shares from assumed conversion of convertible debentures	80,884	—	85,991	—
Diluted weighted average shares outstanding	52,200,472	51,597,319	51,579,644	51,521,203

The table includes the impact of all stock options and restricted stock that are dilutive to the Company’s weighted average common shares outstanding during the three- and nine-month periods ended September 30, 2013 and 2012. The calculation of diluted earnings per share excludes stock options or shares of restricted stock that are anti-dilutive to the Company’s weighted average common shares outstanding of approximately 528,000 and 1,029,000 for the three- and nine-month periods ended September 30, 2013, respectively, and approximately 3,567,000 and 3,593,000 for the three- and nine-month periods ended September 30, 2012, respectively.

During the three- and nine-month periods ended September 30, 2013 and 2012, the Company had convertible debentures outstanding that, if converted, would have a potentially dilutive effect on the Company’s stock. In September 2013, the Company repurchased at par the remaining $3.6 million of principal amount of the convertible debentures outstanding. As required by Accounting Standards Codification ("ASC") Topic 260, Earnings per Share, if dilutive, the impact of the contingently issuable shares must be included in the calculation of diluted earnings per share under the “if-converted” method, regardless of whether the conditions upon which the debentures would be convertible into shares of the Company’s common stock have been met. Under the if-converted method, the dilutive effect of the assumed conversion of the debentures was 80,884 shares and 85,991 shares for the three- and nine-month periods ended September 30, 2013, respectively. For the three- and nine-month periods ended September 30, 2012, the assumed conversion of the convertible debentures was anti-dilutive and, accordingly, the associated shares have been excluded from diluted weighted average shares outstanding.

Stockholder Rights Agreement

On March 26, 2013, the Company entered into a new Rights Agreement (the "Rights Agreement") with Computershare Trust Company, N.A., as Rights Agent. The Rights Agreement became effective at the close of business on April 3, 2013, immediately following the expiration of the prior rights agreement. In connection with its approval of the Rights Agreement, the Board of Directors also declared a dividend of one "Right" for each outstanding share of Euronet's common stock, payable on April 3, 2013 to stockholders of record at the close of business on April 3, 2013. As long as the Rights are attached to the common shares, the Company will issue one Right (subject to adjustment) with each new common share that is issued so that all such shares will have attached Rights. When exercisable, each Right will initially entitle the registered holder to purchase from the Company one one-hundredth of a share of Series A Junior Participating Preferred Stock at a price of $125 per one one-hundredth of a share, subject to adjustment. Upon occurrence of a trigger event under the Rights Agreement, each holder of a Right (excluding certain holders) thereafter would have the right to receive upon exercise a number of common shares having a market value of two times the then current price of the Right.

The Rights are not exercisable until the earlier of (i) ten business days following a public announcement that (or a majority of the Board of Directors of the Company becoming aware that) a person or group of affiliated or associated persons or any person acting in concert therewith, has acquired, or obtained the right to acquire beneficial ownership of 20% or more of the Company's common shares (as defined in the Rights Agreement); or (ii) ten business days following the commencement or announcement of an intention to make a tender offer or exchange offer, the consummation of which would result in any person becoming an acquiring person (as defined in the Rights Agreement), unless the Board of Directors sets a later date in either event.

The Rights Agreement is intended to encourage a potential acquiring person to negotiate directly with the Board of Directors, but may have certain anti-takeover effects. The Rights Agreement could significantly dilute the interests in the Company of an acquiring person. The Rights may therefore have the effect of delaying, deterring or preventing a change in control of the Company. The Rights have a de minimus fair value and expire on April 3, 2016.

Accumulated other comprehensive loss

As of September 30, 2013, accumulated other comprehensive loss consists entirely of foreign currency translation adjustments. The Company's reporting currency is the U.S. dollar. The financial statements of foreign subsidiaries where the functional currency is not the U.S. dollar are translated to U.S. dollars using (i) exchange rates in effect at period end for assets and liabilities, and (ii) weighted average exchange rates during the period for revenues and expenses. The resulting currency translation adjustments are recorded as a component of accumulated other comprehensive income (loss) as a separate component of consolidated stockholders' equity. The Company recorded a foreign currency translation gain of $22.1 million and $10.6 million for the three-month periods ended September 30, 2013 and 2012, respectively. For the nine-month periods ended September 30, 2013 and 2012, the Company recorded a foreign currency translation loss of $6.0 million and a foreign currency translation gain of $1.9 million, respectively. For the three- and nine-month periods ended September 30, 2013, the Company reclassified $0.3 million of foreign currency translation into the consolidated statements of operations. There were no reclassifications of foreign currency translation into the consolidated statements of operations for the three- and nine-month periods ended September 30, 2012.

- Definition

The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.

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+ Details

Acquisitions

9 Months Ended

Sep. 30, 2013

Acquisitions [Abstract]

Acquisitions

ACQUISITIONS

On January 4, 2013, the Company acquired all of the common stock of an Australian company, Pure Commerce Pty Limited. (“Pure Commerce”), which offers industry leading currency conversion and multi-currency acquiring products to global, local and online merchant acquirers, banks and retailers. The purchase price consisted of cash of approximately $31.3 million, subject to customary purchase price adjustments, and $5.3 million of the Company's common stock. With respect to the stock portion of the purchase price and pursuant to the acquisition agreement, the Company issued at closing 224,425 shares of common stock to the shareholders of Pure Commerce. The common stock will be held in escrow through September 2014 to secure certain obligations of the sellers. Further, Euronet has agreed pursuant to an earnout provision to pay additional purchase consideration of up to 30.0 million Australian dollars, with half due in cash and the remaining half payable in Euronet common stock in March 2014, if certain performance targets are met during a measurement period ending December 31, 2013. As of the acquisition date, the fair value of the contingent consideration liability was $21.7 million. See Note 8, Fair Value Measurements, for additional information related to the contingent consideration liability.

The following table summarizes the fair values of the acquired net assets at the acquisition date:



(dollar amounts in thousands)	Estimated Life
Current assets		$	4,818
Property and equipment	2-8 years	331
Non-compete agreements	4 years	755
Trade names	20 years	2,382
Proprietary software	10 years	11,912
Customer relationships	12 years	18,230
Goodwill	Indefinite	26,228
Other non-current assets		402
Fair value of assets acquired		65,058
Current liabilities		(4,762		)
Non-current liabilities		(2,028		)
Net assets acquired		$	58,268

The net assets of Pure Commerce and its results from operations are included in the EFT Processing Segment's results.

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

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+ Details

Goodwill and Acquired Intangible Assets, Net

9 Months Ended

Sep. 30, 2013

Goodwill and Intangible Assets Disclosure [Abstract]

GOODWILL AND ACQUIRED INTANGIBLE ASSETS, NET

A summary of acquired intangible assets and goodwill activity for the nine-month period ended September 30, 2013 is presented below:



(in thousands)	Acquired Intangible Assets			Goodwill		Total Intangible Assets
Balance as of December 31, 2012	$	83,389		$	481,760	$	565,149
Increases (decreases):
Acquisition	33,279			26,228		59,507
Amortization	(16,128		)	—		(16,128		)
Other (primarily changes in foreign currency exchange rates)	(3,163		)	2,792		(371		)
Balance as of September 30, 2013	$	97,377		$	510,780	$	608,157

Estimated amortization expense on intangible assets with finite lives, before income taxes, as of September 30, 2013, is expected to total $4.8 million for the remainder of 2013, $18.1 million for 2014, $12.8 million for 2015, $11.2 million for 2016, $9.4 million for 2017 and $7.0 million for 2018.

The Company’s annual goodwill impairment test is performed during the fourth quarter. The Company’s annual impairment test for the year ended December 31, 2012 resulted in the Company recording a non-cash goodwill impairment charge of $23.5 million and an additional $5.2 million impairment charge relating to acquired intangible assets.

Determining the fair value of reporting units requires significant management judgment in estimating future cash flows and assessing potential market and economic conditions. It is reasonably possible that the Company’s operations will not perform as expected, or that the estimates or assumptions included in the 2012 analysis could change, which may result in the Company recording additional material non-cash impairment charges during the year in which these changes take place.

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Debt Obligations

9 Months Ended

Sep. 30, 2013

Debt Disclosure [Abstract]

DEBT OBLIGATIONS

A summary of debt obligation activity for the nine-month period ended September 30, 2013 is presented below:



(in thousands)	Revolving Credit Facilities			Other Debt Obligations			Capital Leases			3.5% Convertible Debentures Due 2025			Term Loan			Total
Balance at December 31, 2012	$	215,117		$	1,051		$	6,986		$	3,586		$	74,500		$	301,240
Increases (decreases):
Net repayments	(41,811		)	—			(1,402		)	(3,586		)	(4,500		)	(51,299		)
Capital lease interest	—			—			350			—			—			350
Foreign currency exchange gain	(54		)	(22		)	(159		)	—			—			(235		)
Balance at September 30, 2013	173,252			1,029			5,775			—			70,000			250,056
Less — current maturities	—			(1,029		)	(2,393		)	—			(8,000		)	(11,422		)
Long-term obligations at September 30, 2013	$	173,252		$	—		$	3,382		$	—		$	62,000		$	238,634

The convertible debentures had a principal amount outstanding of $3.6 million as of December 31, 2012. In September 2013, the Company repurchased at par the remaining $3.6 million of principal amount of the convertible debentures outstanding. Interest expense, including contractual interest and discount accretion, which was fully amortized through October 15, 2012, was $29 thousand and $92 thousand for the three- and nine-month periods ended September 30, 2013, respectively, and $3.5 million and $10.4 million for the three- and nine-month periods ended September 30, 2012, respectively. The effective interest rate was 3.5% for the three- and nine-month periods ended September 30, 2013 and 8.4% for the three- and nine-month periods ended September 30, 2012.

Derivative Instruments and Hedging Activities

9 Months Ended

Sep. 30, 2013

Derivative Instruments and Hedges, Assets [Abstract]

DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES

As of September 30, 2013, the Company had foreign currency forward contracts outstanding with a notional value of $134.2 million, primarily in Australian dollars, British pounds, euros and Mexican pesos, which were not designated as hedges and had a weighted average remaining maturity of two days. Although the Company enters into foreign currency contracts to offset foreign currency exposure related to the notional value of money transfer transactions collected in currencies other than the U.S. dollar and, on occasion, short-term loans payable in currencies other than the U.S. dollar, they are not designated as hedges under ASC Topic 815, Derivatives and Hedging. This is mainly due to the relatively short duration of the contracts, typically one to 14 days, and the frequency with which the Company enters into them. Due to the short duration of the contracts and the Company’s credit profile, the Company is generally not required to post collateral with respect to its foreign currency forward contracts. The Company's derivative contracts are executed with counterparties governed by an International Swaps and Derivatives Association agreement that includes standard netting arrangements; therefore, asset and liability positions from forward contracts and all other foreign exchange transactions with the same counterparty are net settled upon maturity.

The required tabular disclosures for derivative instruments are as follows:



		Gross Amount of Recognized Assets						Gross Amount of Offset in the Consolidated Balance Sheets						Net Amount of Assets Presented in the Consolidated Balance Sheets
(in thousands)	Consolidated Balance Sheet Location	September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012
Foreign currency derivative contracts	Other Current Assets	$	162		$	177		$	(73	)	$	(142	)	$	89		$	35

		Gross Amount of Recognized Liabilities						Gross Amount of Offset in the Consolidated Balance Sheets						Net Amount of Liabilities Presented in the Consolidated Balance Sheets
(in thousands)	Consolidated Balance Sheet Location	September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012
Foreign currency derivative contracts	Other Current Liabilities	$	(137	)	$	(142	)	$	73		$	142		$	(64	)	$	—



		Amount of (Loss) Gain Recognized in Income on Derivative Contracts
	Location of (Loss) Gain Recognized in Income on Derivative Contracts	Three Months Ended September 30,					Nine Months Ended September 30,
(in thousands)		2013			2012		2013			2012
Foreign currency derivative contracts	Foreign currency exchange gain (loss), net	$	(48	)	$	46	$	(242	)	$	755

See Note 8, Fair Value Measurements, for the determination of the fair values of derivatives.

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

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+ Details

Fair Value Measurements

9 Months Ended

Sep. 30, 2013

Fair Value Disclosures [Abstract]

FAIR VALUE MEASUREMENTS

Fair value measurements used in the consolidated financial statements are based upon the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy distinguishes between (1) market participant assumptions developed based on market data obtained from independent sources (observable inputs) and (2) an entity’s own assumptions about market participant assumptions developed based on the best information available in the circumstances (unobservable inputs). The fair value hierarchy consists of three broad levels, which gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of the fair value hierarchy are described below:


•	Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities.


•	Level 2 – Valuations based on quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable data for substantially the full term of the assets or liabilities.


•	Level 3 – Unobservable inputs in which little or no market activity exists, therefore requiring an entity to develop its own assumptions about the inputs that market participants would use in pricing.

The following table details financial assets measured and recorded at fair value on a recurring basis:



		As of September 30, 2013
(in thousands)	Balance Sheet Classification	Level 1		Level 2			Level 3		Total
Assets
Foreign currency derivative contracts	Other current assets	$	—	$	89		$	—	$	89
Foreign currency derivative contracts	Other current liabilities	$	—	$	(64	)	$	—	$	(64	)



		As of December 31, 2012
(in thousands)	Balance Sheet Classification	Level 1		Level 2		Level 3		Total
Assets
Foreign currency derivative contracts	Other current assets	$	—	$	35	$	—	$	35

The carrying amounts of cash and cash equivalents, trade accounts receivable, trade accounts payable and short-term debt obligations approximate fair values due to their short maturities. The carrying values of the Company’s term loan due 2016 and revolving credit agreements approximate fair values because interest is based on the London Inter-Bank Offered Rate ("LIBOR") that resets at various intervals of less than one year. The Company estimates the fair value of the convertible debentures using quoted prices in inactive markets for identical liabilities (Level 2). As of December 31, 2012, the fair value and carrying amount of the convertible debentures were $3.6 million.

Contingent Consideration Liability

The contingent consideration liability relating to the Pure Commerce acquisition is recorded at fair value using a Monte Carlo simulation. The significant unobservable inputs used in the fair value measurement of the contingent consideration liability are forecasted financial results, including estimates of future revenues, gross profit, and EBITDA (Level 3). As of the acquisition date, the fair value of the contingent consideration liability was $21.7 million. Changes in any of these inputs could result in a significantly higher or lower fair value measurement. Changes in the fair value of the contingent consideration liability are recorded as income or expense within operating income in our consolidated statements of operations.

During the first nine months of 2013, the Company recorded a $2.4 million foreign currency exchange gain related to this contingent consideration liability as a result of fluctuations in the value of the Australian dollar against the U.S. dollar. In the third quarter of 2013, the Company adjusted to fair value the contingent consideration liability based on its assessment that the performance targets for gross profit and EBITDA would not be met. The change in fair value resulted in the recognition of a $19.3 million gain.

Although certain elements of Pure Commerce’s business plan changed during the first half of 2013, its management team had specific plans in place to achieve the performance targets. At June 30, 2013, the Company determined that the performance targets were probable of achievement because Pure Commerce’s business can experience significant impacts on results when key customers launch its services and implementation timeframes are usually short. However, as the actual results through the third quarter were realized, the Company determined that delays in implementing contracts with certain merchants and merchant acquirers and lower than expected transaction volume on certain contracts would not allow Pure Commerce to meet the minimum threshold necessary to require the Company to pay contingent consideration. This assessment was primarily due to the short one-year timeframe to achieve the performance targets and the targets’ high sensitivity to changes in performance. While these factors contributed to Pure Commerce not achieving the performance targets, they are not expected to adversely affect the fair value of Pure Commerce.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Segment Information

9 Months Ended

Sep. 30, 2013

Segment Reporting [Abstract]

SEGMENT INFORMATION

Euronet’s reportable operating segments have been determined in accordance with ASC Topic 280, Segment Reporting. The Company currently operates in the following three reportable operating segments:

Through the EFT Processing Segment, the Company processes transactions for a network of ATMs and POS terminals across Europe, the Middle East and Asia Pacific. The Company provides comprehensive electronic payment solutions consisting of ATM cash withdrawal services, ATM network participation, outsourced ATM and POS management solutions, credit and debit card outsourcing, dynamic currency conversion and other value added services. Through this segment, the Company also offers a suite of integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems.


2)	Through the epay Segment, the Company provides distribution, processing and collection services for prepaid mobile airtime and other electronic payment products in Europe, the Middle East, Asia Pacific, North America and South America.

Through the Money Transfer Segment, the Company provides global consumer-to-consumer money transfer services through a network of sending agents and Company-owned stores (primarily in North America and Europe), disbursing money transfers through a worldwide correspondent network. The Company also offers customers bill payment services, payment alternatives such as money orders and prepaid debit cards, comprehensive check cashing services, foreign currency exchange services and mobile top-up.

In addition, the Company accounts for non-operating activity, share-based compensation expense, certain intersegment eliminations and the costs of providing corporate and other administrative services in its administrative division, “Corporate Services, Eliminations and Other.” These services are not directly identifiable with the Company’s reportable operating segments.The following tables present the segment results of the Company’s operations for the three- and nine-month periods ended September 30, 2013 and 2012:



	For the Three Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	83,594		$	182,629	$	95,276	$	(919	)	$	360,580
Operating expenses:
Direct operating costs	36,576			142,284		45,588		(897		)	223,551
Salaries and benefits	10,195			13,494		23,120		6,010			52,819
Selling, general and administrative	5,249			10,687		14,521		2,797			33,254
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	6,273			4,036		4,530		91			14,930
Total operating expenses	38,974			170,501		87,759		8,001			305,235
Operating income (expense)	$	44,620		$	12,128	$	7,517	$	(8,920	)	$	55,345



	For the Three Months Ended September 30, 2012
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	64,888	$	171,529	$	80,042	$	(103	)	$	316,356
Operating expenses:
Direct operating costs	30,075		131,999		38,394		(90		)	200,378
Salaries and benefits	8,700		12,717		19,450		4,682			45,549
Selling, general and administrative	5,195		11,757		11,250		1,869			30,071
Depreciation and amortization	6,435		4,925		4,734		69			16,163
Total operating expenses	50,405		161,398		73,828		6,530			292,161
Operating income (expense)	$	14,483	$	10,131	$	6,214	$	(6,633	)	$	24,195



	For the Nine Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	219,149		$	548,867	$	271,536	$	(1,785	)	$	1,037,767
Operating expenses:
Direct operating costs	104,103			424,343		130,221		(1,734		)	656,933
Salaries and benefits	29,409			41,976		64,601		17,312			153,298
Selling, general and administrative	16,530			30,689		40,621		7,874			95,714
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	22,242			12,569		13,751		276			48,838
Total operating expenses	152,965			509,577		249,194		23,728			935,464
Operating income (expense)	$	66,184		$	39,290	$	22,342	$	(25,513	)	$	102,303



	For the Nine Months Ended September 30, 2012
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	173,114	$	514,543	$	228,960	$	(262	)	$	916,355
Operating expenses:
Direct operating costs	83,965		395,185		108,037		(222		)	586,965
Salaries and benefits	24,455		38,409		56,067		15,693			134,624
Selling, general and administrative	15,128		32,563		33,578		5,469			86,738
Depreciation and amortization	18,710		15,064		14,092		271			48,137
Total operating expenses	142,258		481,221		211,774		21,211			856,464
Operating income (expense)	$	30,856	$	33,322	$	17,186	$	(21,473	)	$	59,891

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 41
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9038-108599

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8971-108599

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8595-108599

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8380-108599

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 32
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8933-108599

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 26
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8844-108599

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 35
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8984-108599

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 40
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9031-108599

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 42
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9054-108599

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8538-108599

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8864-108599

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 31
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8924-108599

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599

+ Details

Commitments

9 Months Ended

Sep. 30, 2013

Other Commitments [Line Items]

Commitments

COMMITMENTS

As of September 30, 2013, the Company had $86.6 million of stand-by letters of credit/bank guarantees issued on its behalf, of which $35.2 million are outstanding under the revolving credit facility. The remaining stand-by letters of credit/bank guarantees are collateralized by $5.0 million of cash deposits held by the respective issuing banks.

Under certain circumstances, Euronet grants guarantees in support of obligations of subsidiaries. As of September 30, 2013, the Company had granted off balance sheet guarantees for cash in various ATM networks amounting to $15.8 million over the terms of the cash supply agreements and performance guarantees amounting to approximately $39.2 million over the terms of the agreements with the customers.

From time to time, Euronet enters into agreements with unaffiliated parties that contain indemnification provisions, the terms of which may vary depending on the negotiated terms of each respective agreement. The amount of such potential obligations is generally not stated in the agreements. Euronet's liability under such indemnification provisions may be mitigated by relevant insurance coverage and may be subject to time and materiality limitations, monetary caps and other conditions and defenses. Such indemnification obligations include the following:

•

In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for damage to ATMs and theft of ATM network cash that, generally, is not recorded on the Company’s Consolidated Balance Sheets. As of September 30, 2013, the balance of ATM network cash for which the Company was responsible was approximately $435 million. The Company maintains insurance policies to mitigate this exposure;

•

In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for losses suffered by its customers and other parties as a result of the breach of its computer systems, including in particular, losses arising from fraudulent transactions made using information stolen through its processing systems. The Company maintains insurance policies to mitigate this exposure;


•	In connection with the license of proprietary systems to customers, Euronet provides certain warranties and infringement indemnities to the licensee, which generally warrant that such systems do not infringe on intellectual property owned by third parties and that the systems will perform in accordance with their specifications;


•	Euronet has entered into purchase and service agreements with vendors and consulting agreements with providers of consulting services, pursuant to which the Company has agreed to indemnify certain of such vendors and consultants, respectively, against third-party claims arising from the Company’s use of the vendor’s product or the services of the vendor or consultant;

•

In connection with acquisitions and dispositions of subsidiaries, operating units and business assets, the Company has entered into agreements containing indemnification provisions, which can be generally described as follows: (i) in connection with acquisitions of operating units or assets made by Euronet, the Company has agreed to indemnify the seller against third party claims made against the seller relating to the operating unit or asset and arising after the closing of the transaction, and (ii) in connection with dispositions made by Euronet, Euronet has agreed to indemnify the buyer against damages incurred by the buyer due to the buyer’s reliance on representations and warranties relating to the subject subsidiary, operating unit or business assets in the disposition agreement if such representations or warranties were untrue when made; and


•	Euronet has entered into agreements with certain third parties, including banks that provide fiduciary and other services to Euronet or to the Company’s benefit plans. Under such agreements, the Company has agreed to indemnify such service providers for third party claims relating to carrying out their respective duties under such agreements.

The Company is also required to meet minimum capitalization and cash requirements of various regulatory authorities in the jurisdictions in which the Company has money transfer operations. The Company has obtained surety bonds in compliance with money transfer licensing requirements of the applicable governmental authorities.

To date, the Company is not aware of any significant claims made by the indemnified parties or third parties to guarantee agreements with the Company and, accordingly, no liabilities were recorded as of September 30, 2013 or December 31, 2012.

Income Taxes	9 Months Ended
Income Taxes	Sep. 30, 2013
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES The Company's effective income tax rates were 18.2% and 32.3% for the three-month periods ended September 30, 2013 and 2012, respectively, and 22.3% and 34.4% for the nine-month periods ended September 30, 2013 and 2012, respectively. The effective tax rates were significantly influenced by the acquisition-related contingent consideration gain, foreign currency exchange gains and losses and other non-operating gains, net in the respective periods. Excluding these items from pre-tax income, as well as the related tax effects for these items, the Company's effective tax rates were 32.0% and 34.4% for the three-month periods ended September 30, 2013 and 2012, respectively, and 29.3% and 36.6% for the nine-month periods ended September 30, 2013 and 2012. The Company's effective tax rate, as adjusted for the items above, for the third quarter 2013 was lower than the applicable statutory tax rate of 35% primarily because of the Company's U.S. income tax positions. The Company's effective tax rate, as adjusted for the items above, for the nine-month period ended September 30, 2013 was lower than the applicable statutory tax rate of 35% primarily because of the Company's U.S. income tax positions and a change in the reserve for uncertain tax benefits. The Company does not have a history of significant taxable income in the U.S., therefore, the Company has recorded a valuation allowance against the tax net operating loss carryforwards. Accordingly, in instances when the Company’s U.S. legal entities generate pre-tax book income, no income tax expense is recognized to the extent there are net operating loss carryforwards to offset pre-tax book income. During the first nine months of 2013, the Company recorded a $2.2 million decrease in the reserve for uncertain tax benefits related to the closure of an income tax audit in Germany, resulting in a decrease in income tax expense for the nine-month period ended September 30, 2013. In connection with the acquisition of Pure Commerce in January 2013, the Company recorded a $2.0 million reserve for uncertain tax benefits in the opening balance sheet. There were no other material changes in the reserve for unrecognized tax benefits during the nine month period ended September 30, 2013.

Litigation and Contingencies	9 Months Ended
Litigation and Contingencies	Sep. 30, 2013
Loss Contingencies [Line Items]
Litigation and Contingencies	LITIGATION AND CONTINGENCIES Contingencies Computer Security Breach - A unit of the Company's European processing business was the subject of a criminal security breach in late 2011. The affected business represents less than 5% of the Company's revenues, profits and transactions. Euronet took immediate steps to remediate the breach and ensure its impact was contained. Certain claims arising from such breach were asserted against the Company, and it is possible that additional claims may be asserted in the future. However, the Company maintains insurance to cover the financial exposure for response costs, losses by the card issuer and fines or penalties from incidents of this nature. To date, the aggregate amount of expenses incurred and losses asserted against the Company for which the Company ultimately bore liability have been within the limits of our insurance and the only cost to the Company has been its retention amount under its insurance. The Company does not currently expect the net financial impact of expenses or losses from the breach, after insurance recovery, to be material to the consolidated results of operations or financial condition of the Company. Expenses related to the breach through December 31, 2012 were $0.5 million, net of $1.9 million in amounts recovered from the Company's insurance carrier. For the first nine months of 2012, the Company incurred $0.5 million in expenses related to the breach, net of insurance recoveries of $1.7 million. No additional related expenses were incurred during the first nine months of 2013, as all losses incurred were covered by insurance. Unclaimed property compliance - During the third quarter of 2013, the Company entered into a voluntary disclosure agreement (“VDA”) with the Secretary of State of the State of Delaware to determine compliance with Delaware unclaimed property laws. Types of property under examination include, but are not limited to, payroll checks, accounts payable checks and accounts receivable credits for the period 1996 through 2007. The total amount of exposure of this contingency is dependent upon the manner in which the State of Delaware applies its unclaimed property laws. The Company does not expect the outcome of this matter to have a material adverse effect on the consolidated results of operations or financial condition of the Company. Legal Proceedings During 2012, the Company was served with a class action lawsuit filed by a former employee alleging wage and hour violations relating to meal and rest period requirements. The Company has reached an agreement to settle this lawsuit for an immaterial amount and, together with the plaintiffs in the case, is following court procedures to finalize the settlement. The Company expects such procedures to be completed within the next twelve months. From time to time, the Company is a party to legal or regulatory proceedings arising in the ordinary course of its business. Currently, there are no legal proceedings or regulatory findings that management believes, either individually or in the aggregate, would have a material adverse effect upon the consolidated results of operations or financial condition of the Company. In accordance with U.S. GAAP, the Company records a liability when it is both probable that a liability has been incurred and the amount of the loss can be reasonably estimated. These provisions are reviewed at least quarterly and adjusted to reflect the impacts of negotiations, settlements, rulings, advice of legal counsel, and other information and events pertaining to a particular case.

Summary of Significant Accounting Policies and Practices Recent Accounting Pronouncements (Policies)	9 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies and Practices [Abstract]
Recently Issued and Adopted Accounting Pronouncements	Recently Issued and Adopted Accounting Pronouncements In February 2013, the Financial Accounting Standards Board ("FASB") issued amended guidance that requires an entity to present information about significant items reclassified out of accumulated other comprehensive income, referred to as AOCI, on the face of the statement where net income is presented or as a separate disclosure in the notes to the financial statements. Additionally, the guidance expands the disclosure requirements for presentation of changes in AOCI by component. The guidance is effective for the Company for interim and annual reporting periods beginning January 1, 2013, and its adoption did not have an impact on the Company's results of operations, cash flows or financial position. In July 2013, the FASB issued Accounting Standards Update ("ASU") ASU 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists ("ASU 2013-11"). The amendments in ASU 2013-11 provide guidance on the financial statement presentation of unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The guidance is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The Company does not anticipate a material impact to the Company's financial position, results of operations or cash flows as a result of this change.

Stocholders' Equity (Tables)

9 Months Ended

Sep. 30, 2013

Earnings Per Share [Abstract]

Schedule of Weighted Average Number of Shares [Table Text Block]

The following table provides the computation of diluted weighted average number of common shares outstanding:



	Three Months Ended September 30,		Nine Months Ended September 30,
	2013	2012	2013	2012
Computation of diluted weighted average shares outstanding:
Basic weighted average shares outstanding	50,093,786	50,827,767	49,829,379	50,705,222
Incremental shares from assumed exercise of stock options and vesting of restricted stock	2,025,802	769,552	1,664,274	815,981
Incremental shares from assumed conversion of convertible debentures	80,884	—	85,991	—
Diluted weighted average shares outstanding	52,200,472	51,597,319	51,579,644	51,521,203

Acquisitions (Tables)

9 Months Ended

Sep. 30, 2013

Acquisitions [Abstract]

Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]

The following table summarizes the fair values of the acquired net assets at the acquisition date:



(dollar amounts in thousands)	Estimated Life
Current assets		$	4,818
Property and equipment	2-8 years	331
Non-compete agreements	4 years	755
Trade names	20 years	2,382
Proprietary software	10 years	11,912
Customer relationships	12 years	18,230
Goodwill	Indefinite	26,228
Other non-current assets		402
Fair value of assets acquired		65,058
Current liabilities		(4,762		)
Non-current liabilities		(2,028		)
Net assets acquired		$	58,268

Goodwill and Acquired Intangible Assets, Net (Tables)

9 Months Ended

Sep. 30, 2013

Goodwill and Acquired Intangible Assets Net [Abstract]

Schedule of Intangible Assets and Goodwill [Table Text Block]

A summary of acquired intangible assets and goodwill activity for the nine-month period ended September 30, 2013 is presented below:



(in thousands)	Acquired Intangible Assets			Goodwill		Total Intangible Assets
Balance as of December 31, 2012	$	83,389		$	481,760	$	565,149
Increases (decreases):
Acquisition	33,279			26,228		59,507
Amortization	(16,128		)	—		(16,128		)
Other (primarily changes in foreign currency exchange rates)	(3,163		)	2,792		(371		)
Balance as of September 30, 2013	$	97,377		$	510,780	$	608,157

Debt Obligations (Tables)

9 Months Ended

Sep. 30, 2013

DEBT OBLIGATIONS [Abstract]

Schedule of Debt [Table Text Block]

A summary of debt obligation activity for the nine-month period ended September 30, 2013 is presented below:



(in thousands)	Revolving Credit Facilities			Other Debt Obligations			Capital Leases			3.5% Convertible Debentures Due 2025			Term Loan			Total
Balance at December 31, 2012	$	215,117		$	1,051		$	6,986		$	3,586		$	74,500		$	301,240
Increases (decreases):
Net repayments	(41,811		)	—			(1,402		)	(3,586		)	(4,500		)	(51,299		)
Capital lease interest	—			—			350			—			—			350
Foreign currency exchange gain	(54		)	(22		)	(159		)	—			—			(235		)
Balance at September 30, 2013	173,252			1,029			5,775			—			70,000			250,056
Less — current maturities	—			(1,029		)	(2,393		)	—			(8,000		)	(11,422		)
Long-term obligations at September 30, 2013	$	173,252		$	—		$	3,382		$	—		$	62,000		$	238,634

Derivative Instruments and Hedging Activities (Tables)

9 Months Ended

Sep. 30, 2013

Derivative Instruments, (Loss) Gain [Line Items]

Schedule of Other Derivatives Not Designated as Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]

The required tabular disclosures for derivative instruments are as follows:



		Gross Amount of Recognized Assets						Gross Amount of Offset in the Consolidated Balance Sheets						Net Amount of Assets Presented in the Consolidated Balance Sheets
(in thousands)	Consolidated Balance Sheet Location	September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012
Foreign currency derivative contracts	Other Current Assets	$	162		$	177		$	(73	)	$	(142	)	$	89		$	35

		Gross Amount of Recognized Liabilities						Gross Amount of Offset in the Consolidated Balance Sheets						Net Amount of Liabilities Presented in the Consolidated Balance Sheets
(in thousands)	Consolidated Balance Sheet Location	September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012			September 30, 2013			December 31, 2012
Foreign currency derivative contracts	Other Current Liabilities	$	(137	)	$	(142	)	$	73		$	142		$	(64	)	$	—



		Amount of (Loss) Gain Recognized in Income on Derivative Contracts
	Location of (Loss) Gain Recognized in Income on Derivative Contracts	Three Months Ended September 30,					Nine Months Ended September 30,
(in thousands)		2013			2012		2013			2012
Foreign currency derivative contracts	Foreign currency exchange gain (loss), net	$	(48	)	$	46	$	(242	)	$	755

Fair Value Measurements (Tables)

9 Months Ended

Sep. 30, 2013

Fair Value Measurements [Abstract]

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

The following table details financial assets measured and recorded at fair value on a recurring basis:



		As of September 30, 2013
(in thousands)	Balance Sheet Classification	Level 1		Level 2			Level 3		Total
Assets
Foreign currency derivative contracts	Other current assets	$	—	$	89		$	—	$	89
Foreign currency derivative contracts	Other current liabilities	$	—	$	(64	)	$	—	$	(64	)



		As of December 31, 2012
(in thousands)	Balance Sheet Classification	Level 1		Level 2		Level 3		Total
Assets
Foreign currency derivative contracts	Other current assets	$	—	$	35	$	—	$	35

Segment Information (Tables)

9 Months Ended

Sep. 30, 2013

Segment Information [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The following tables present the segment results of the Company’s operations for the three- and nine-month periods ended September 30, 2013 and 2012:



	For the Three Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	83,594		$	182,629	$	95,276	$	(919	)	$	360,580
Operating expenses:
Direct operating costs	36,576			142,284		45,588		(897		)	223,551
Salaries and benefits	10,195			13,494		23,120		6,010			52,819
Selling, general and administrative	5,249			10,687		14,521		2,797			33,254
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	6,273			4,036		4,530		91			14,930
Total operating expenses	38,974			170,501		87,759		8,001			305,235
Operating income (expense)	$	44,620		$	12,128	$	7,517	$	(8,920	)	$	55,345



	For the Three Months Ended September 30, 2012
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	64,888	$	171,529	$	80,042	$	(103	)	$	316,356
Operating expenses:
Direct operating costs	30,075		131,999		38,394		(90		)	200,378
Salaries and benefits	8,700		12,717		19,450		4,682			45,549
Selling, general and administrative	5,195		11,757		11,250		1,869			30,071
Depreciation and amortization	6,435		4,925		4,734		69			16,163
Total operating expenses	50,405		161,398		73,828		6,530			292,161
Operating income (expense)	$	14,483	$	10,131	$	6,214	$	(6,633	)	$	24,195



	For the Nine Months Ended September 30, 2013
(in thousands)	EFT Processing			epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	219,149		$	548,867	$	271,536	$	(1,785	)	$	1,037,767
Operating expenses:
Direct operating costs	104,103			424,343		130,221		(1,734		)	656,933
Salaries and benefits	29,409			41,976		64,601		17,312			153,298
Selling, general and administrative	16,530			30,689		40,621		7,874			95,714
Acquisition-related contingent consideration gain	(19,319		)	—		—		—			(19,319		)
Depreciation and amortization	22,242			12,569		13,751		276			48,838
Total operating expenses	152,965			509,577		249,194		23,728			935,464
Operating income (expense)	$	66,184		$	39,290	$	22,342	$	(25,513	)	$	102,303



	For the Nine Months Ended September 30, 2012
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	173,114	$	514,543	$	228,960	$	(262	)	$	916,355
Operating expenses:
Direct operating costs	83,965		395,185		108,037		(222		)	586,965
Salaries and benefits	24,455		38,409		56,067		15,693			134,624
Selling, general and administrative	15,128		32,563		33,578		5,469			86,738
Depreciation and amortization	18,710		15,064		14,092		271			48,137
Total operating expenses	142,258		481,221		211,774		21,211			856,464
Operating income (expense)	$	30,856	$	33,322	$	17,186	$	(21,473	)	$	59,891

Stockholders' Equity (Details) - USD ($)	3 Months Ended		9 Months Ended
Stockholders' Equity (Details) - USD ($)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Stockholders' Equity [Line Items]
Weighted average number of shares outstanding - basic	50,093,786	50,827,767	49,829,379	50,705,222
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	2,025,802	769,552	1,664,274	815,981
Incremental Common Shares Attributable to Dilutive Effect of Conversion of Debt Securities	80,884	0	85,991	0
Weighted average number of shares outstanding - diluted	52,200,472	51,597,319	51,579,644	51,521,203
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	528,000	3,567,000	1,029,000	3,593,000
Translation adjustment	$ 22,072,000	$ 10,577,000	$ (6,004,000)	$ 1,919,000
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	$ 300,000
Repayments of Convertible Debt			$ 3,586,000

Preferred Stock Purchase Rights (Details) - Series A Junior Participating Preferred Stock [Member]	9 Months Ended
	Sep. 30, 2013 USD ($) shares
Class of Warrant or Right [Line Items]
Number of rights attached to each share of common stock	1
Number of days following public announcement that the rights to become exercisable (in number of days)	10 days
Beneficial ownership by a person or group of affiliated persons before rights become exercisable (as a percent)	20.00%
Number of days following the commencement of a tender offer or exchange offer that the rights to become exercisable (in number of days)	10 days
Fraction of newly issued share of Series A Junior Participating Preferred Stock that could be purchased for each Right \| shares	0.01
Series A Junior Participating Preferred Stock, Purchase Price \| $	$ 125

Acquisitions (Details) - Pure Commerce Pty Ltd [Member] - USD ($)	9 Months Ended
	Sep. 30, 2013	Jan. 04, 2013
Business Acquisition [Line Items]
Business Acquisition, Purchase Price Allocation, Current Assets		$ 4,818,000
Business Acquisition, Purchase Price Allocation, Property, Plant and Equipment		331,000
Business Acquisition, Purchase Price Allocation, Goodwill Amount		26,228,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets		402,000
Business Acquisition, Purchase Price Allocation, Assets Acquired		65,058,000
Business Acquisition, Purchase Price Allocation, Current Liabilities		(4,762,000)
Business Acquisition, Purchase Price Allocation, Other Noncurrent Liabilities		(2,028,000)
Business Acquisition, Purchase Price Allocation, Assets Acquired (Liabilities Assumed), Net		58,268,000
Business Acquisition, Cost of Acquired Entity, Cash Paid	$ 31,300,000
Business Acquisition, Equity Interest Issued or Issuable, Value Assigned		5,300,000
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	224,425
Contingent consideration obligation at fair value - date of acquisition		21,725,000
Customer Relationships [Member]
Business Acquisition [Line Items]
Business Acquisition, Purchase Price Allocation, Amortizable Intangible Assets		18,230,000
Finite-Lived Intangible Asset, Useful Life	12 years
Noncompete Agreements [Member]
Business Acquisition [Line Items]
Business Acquisition, Purchase Price Allocation, Amortizable Intangible Assets		755,000
Finite-Lived Intangible Asset, Useful Life	4 years
Trade Names [Member]
Business Acquisition [Line Items]
Business Acquisition, Purchase Price Allocation, Amortizable Intangible Assets		2,382,000
Finite-Lived Intangible Asset, Useful Life	20 years
Software Development [Member]
Business Acquisition [Line Items]
Business Acquisition, Purchase Price Allocation, Amortizable Intangible Assets		11,912,000
Finite-Lived Intangible Asset, Useful Life	10 years
Minimum [Member]
Business Acquisition [Line Items]
Property, Plant and Equipment, Useful Life	2 years
Maximum [Member]
Business Acquisition [Line Items]
Property, Plant and Equipment, Useful Life	8 years
Australia, Dollars
Business Acquisition [Line Items]
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Value, Low		0
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Value, High		$ 30,000,000

Goodwill and Acquired Intangible Assets, Net (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Goodwill and Finite-lived Intangible Assets Rollforward [Roll Forward]
Finite-Lived Intangible Assets, Net	$ 97,377	$ 83,389
Finite-lived intangible assets acquired during period	33,279
Finite-Lived Intangible Assets, Amortization Expense	(16,128)
Finite-lived intangible assets, other changes	(3,163)
Goodwill	510,780	481,760
Goodwill, Acquired During Period	26,228
Goodwill, Other Changes	2,792
Total intangible assets, net, including goodwill	608,157	565,149
Total intangible assets acquired during period	59,507
Total intangible assets amortization expense	(16,128)
Total intangible assets, other changes	(371)
Expected intangible amortization current year	4,800
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	18,100
Future Amortization Expense, Year Two	12,800
Future Amortization Expense, Year Three	11,200
Future Amortization Expense, Year Four	9,400
Future Amortization Expense, Year Five	$ 7,000
epay Brazil [Member]
Goodwill and Finite-lived Intangible Assets Rollforward [Roll Forward]
Goodwill, Impairment Loss		23,500
epay Brazil [Member] \| Customer Relationships [Member]
Goodwill and Finite-lived Intangible Assets Rollforward [Roll Forward]
Impairment of Intangible Assets, Finite-lived		$ 5,200

Debt Obligations (Details) - USD ($)	3 Months Ended		9 Months Ended
Debt Obligations (Details) - USD ($)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Total Debt [Roll Forward]
Line of Credit Facility, Amount Outstanding	$ 173,252,000		$ 173,252,000		$ 215,117,000
Short-term Debt	1,029,000		1,029,000		1,051,000
Capital Lease Obligations	5,775,000		5,775,000		6,986,000
Convertible Debt	0		0		3,586,000
Loans Payable to Bank	70,000,000		70,000,000		74,500,000
Debt and Capital Lease Obligations	250,056,000		250,056,000		301,240,000
Other debt, current	(1,029,000)		(1,029,000)
Capital Lease Obligations, Current	(2,393,000)		(2,393,000)		(2,397,000)
Loans Payable to Bank, Current	(8,000,000)		(8,000,000)
Debt, Current	(11,422,000)		(11,422,000)
Long-term Line of Credit, Noncurrent	173,252,000		173,252,000
Capital Lease Obligations, Noncurrent	3,382,000		3,382,000		$ 4,589,000
Loans Payable to Bank, Noncurrent	62,000,000		62,000,000
Debt, noncurrent	238,634,000		238,634,000
Repayments of Convertible Debt			(3,586,000)
Convertible Debt [Member]
Total Debt [Roll Forward]
Debt instrument, Net borrowings (repayments)			(3,586,000)
Debt Instrument, Convertible, Interest Expense	$ 29,000	$ 3,500,000	$ 92,000	$ 10,400,000
Debt Instrument, Interest Rate During Period	3.50%	8.40%	3.50%	8.40%
Line of Credit [Member]
Total Debt [Roll Forward]
Debt instrument, Net borrowings (repayments)			$ (41,811,000)
Debt Instrument, Increase (Decrease), Other, Net			(54,000)
Other Debt [Member]
Total Debt [Roll Forward]
Debt Instrument, Increase (Decrease), Other, Net			(22,000)
Capital Lease Obligations [Member]
Total Debt [Roll Forward]
Debt instrument, Net borrowings (repayments)			(1,402,000)
Capital Leases, Income Statement, Interest Expense			350,000
Debt Instrument, Increase (Decrease), Other, Net			(159,000)
Loans Payable [Member]
Total Debt [Roll Forward]
Debt instrument, Net borrowings (repayments)			(4,500,000)
Total debt [Member]
Total Debt [Roll Forward]
Debt instrument, Net borrowings (repayments)			(51,299,000)
Capital Leases, Income Statement, Interest Expense			350,000
Debt Instrument, Increase (Decrease), Other, Net			$ (235,000)

Derivative Instruments and Hedging Activities (Information) (Details) - USD ($) $ in Millions	Oct. 02, 2013	Sep. 30, 2013
Foreign Exchange Contracts [Member]
Derivative Financial Information [Line Items]
Derivative, Notional Amount		$ 134.2
Derivative, Average Remaining Maturity	2 days
Minimum [Member]
Derivative Financial Information [Line Items]
Foreign currency forward contract term		1 day
Maximum [Member]
Derivative Financial Information [Line Items]
Foreign currency forward contract term		14 days

Derivative Instruments and Hedging Activities (Fair Value) (Details) - Foreign Exchange Contracts [Member] - USD ($)	Sep. 30, 2013	Dec. 31, 2012
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value, Gross Assets	$ 162,000	$ 177,000
Derivative Assets, Fair Value Of Derivative Assets Offset Against Liabilities	(73,000)	(142,000)
Derivative Assets, Net	89,000	35,000
Derivative Liabilities, Fair Value, Gross Liabilities	(137,000)	(142,000)
Derivative Liabilities, Fair Value Of Derivative Liabilities Offset Against Derivative Assets	73,000	142,000
Derivative Liabilities, Net	$ (64,000)	$ 0

Derivative Instruments and Hedging Activities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Foreign Currency Gain (Loss) [Member]
Derivative Instruments, (Loss) Gain [Line Items]
Loss (Gain) on Foreign Currency Derivative Instruments Not Designated as Hedging Instruments	$ (48)	$ 46	$ (242)	$ 755

Fair Value Measurements (Details) - USD ($)	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivatives Assets at Fair Value, Net	$ 89,000	$ 35,000
Derivative Liabilities at Fair Value, Net	(64,000)
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivatives Assets at Fair Value, Net	0	0
Derivative Liabilities at Fair Value, Net	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivatives Assets at Fair Value, Net	89,000	35,000
Derivative Liabilities at Fair Value, Net	(64,000)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivatives Assets at Fair Value, Net	0	0
Derivative Liabilities at Fair Value, Net	$ 0
Estimate of Fair Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Convertible Debt, Fair Value Disclosures		(3,579,000)
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Convertible Debt, Fair Value Disclosures		$ (3,586,000)

Fair Value Measurements - Changes in Fair Value of Contingent Consideration Obligations (Details) - Pure Commerce Pty Ltd [Member] - USD ($)	9 Months Ended
	Sep. 30, 2013	Jan. 04, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Contingent consideration obligation at fair value - date of acquisition		$ (21,725,000)
Change in fair value - foreign currency gain,net	$ 2,406,000
Change in fair value - unobservable inputs	19,319,000
Contingent consideration obligation at fair value	$ 0

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Segment Information (Details) - USD ($) $ in Thousands	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Segment Reporting Information [Line Items]
Revenues	$ 360,580	$ 316,356	$ 1,037,767	$ 916,355
Direct operating costs	223,551	200,378	656,933	586,965
Salaries and benefits	52,819	45,549	153,298	134,624
Selling, general and administrative	33,254	30,071	95,714	86,738
Acquisition-related contingent consideration gain	(19,319)	0	(19,319)	0
Depreciation and amortization	14,930	16,163	48,838	48,137
Total operating expenses	305,235	292,161	935,464	856,464
Operating income (expense)	55,345	24,195	102,303	59,891
Eft Processing Segment [Member]
Segment Reporting Information [Line Items]
Revenues	83,594	64,888	219,149	173,114
Direct operating costs	36,576	30,075	104,103	83,965
Salaries and benefits	10,195	8,700	29,409	24,455
Selling, general and administrative	5,249	5,195	16,530	15,128
Acquisition-related contingent consideration gain	(19,319)		(19,319)
Depreciation and amortization	6,273	6,435	22,242	18,710
Total operating expenses	38,974	50,405	152,965	142,258
Operating income (expense)	44,620	14,483	66,184	30,856
Epay Segment [Member]
Segment Reporting Information [Line Items]
Revenues	182,629	171,529	548,867	514,543
Direct operating costs	142,284	131,999	424,343	395,185
Salaries and benefits	13,494	12,717	41,976	38,409
Selling, general and administrative	10,687	11,757	30,689	32,563
Acquisition-related contingent consideration gain	0
Depreciation and amortization	4,036	4,925	12,569	15,064
Total operating expenses	170,501	161,398	509,577	481,221
Operating income (expense)	12,128	10,131	39,290	33,322
Money Transfer Segment [Member]
Segment Reporting Information [Line Items]
Revenues	95,276	80,042	271,536	228,960
Direct operating costs	45,588	38,394	130,221	108,037
Salaries and benefits	23,120	19,450	64,601	56,067
Selling, general and administrative	14,521	11,250	40,621	33,578
Acquisition-related contingent consideration gain	0
Depreciation and amortization	4,530	4,734	13,751	14,092
Total operating expenses	87,759	73,828	249,194	211,774
Operating income (expense)	7,517	6,214	22,342	17,186
Unallocated Amount to Segment, Intersegment Eliminations and Other [Member]
Segment Reporting Information [Line Items]
Revenues	(919)	(103)	(1,785)	(262)
Direct operating costs	(897)	(90)	(1,734)	(222)
Salaries and benefits	6,010	4,682	17,312	15,693
Selling, general and administrative	2,797	1,869	7,874	5,469
Acquisition-related contingent consideration gain	0
Depreciation and amortization	91	69	276	271
Total operating expenses	8,001	6,530	23,728	21,211
Operating income (expense)	$ (8,920)	$ (6,633)	$ (25,513)	$ (21,473)

Commitments (Details) $ in Millions	Sep. 30, 2013 USD ($)
Other Commitments [Line Items]
Letters of Credit Outstanding, Amount	$ 86.6
Line of Credit [Member]
Other Commitments [Line Items]
Letters of Credit Outstanding, Amount	35.2
Cash and Cash Equivalents [Member]
Other Commitments [Line Items]
Pledged Assets, Not Separately Reported, Other	5.0
Guarantee Type, Other [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	15.8
Performance Guarantee [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	39.2
Indemnification Agreement [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	$ 435.0

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Income Taxes (Details) - USD ($) $ in Thousands	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income taxes [Line Items]
Effective Income Tax Rate, Continuing Operations	18.20%	32.30%	22.30%	34.40%
adjusted effective income tax rate	32.00%	34.40%	29.30%	36.60%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	35.00%		35.00%
Unrecognized Tax Benefits, Decrease			$ 2,200
Unrecognized Tax Benefits, Increases Resulting from Acquisition			$ 2,000

Litigation and Contingencies (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2011
Loss Contingencies [Line Items]
Percent of European business impacted by computer security breach			5.00%
Computer security breach expenses	$ 0.5	$ 0.5
Insurance Recoveries	$ 1.7	$ 1.9