LEAWOOD, KANSAS and ISTANBUL, TURKEY—Jan. 22, 2003—Euronet Worldwide, Inc. (NASDAQ: EEFT), a leading provider of secure electronic financial transaction solutions, today announced it has signed a contract with Turkey's Sitebank A.S. for Euronet's ATM and debit card management software. Sitebank is a new financial institution set to open in Istanbul, Turkey in May 2003 with the backing of Banco Comercial Portugues (BCP).

Sitebank plans to implement Euronet ATM and debit card software to manage ATMs throughout Turkey. These scaleable software programs are seamlessly integrated through Euronet's Integrated Transaction Management (ITM). These solutions give Sitebank a favorable cost of ownership and a quick-to-market solution that can be easily expanded through several electronic touchpoints, including mobile, Internet and telephone banking. Euronet ATM Management allows Sitebank to control its ATM network in real time with ATM driving, ATM monitoring and reporting. Euronet Debit Card Management enables Sitebank to deploy and manage debit cards and to provide customer assistance, online transaction authorization and offline posting.

"As a start-up bank, we knew we needed reliable software systems in place, and Euronet has the experience and proven solution that we were looking for," said Dimitrios Kyparissis, Sitebank assistant general manager. "With Euronet's solution, we will give our customers quick card issuance at the branch, ATMs with superb graphics and a powerful set of ATM transactions."

"This software agreement expands our existing global co-operation with the BCP Group of Portugal, a leading financial institution that partners with us for ATM network outsourcing services and electronic transaction software in five countries, including Greece, Macau, Mozambique, Poland and now Turkey," said Michael J. Brown, Euronet Worldwide chairman and CEO. "We are committed to providing unparalleled solutions for financial institutions in this market."

About Euronet Worldwide

Euronet Worldwide is an industry leader in providing secure electronic financial transaction solutions. The company offers financial payment middleware, financial network gateways, outsourcing and consulting services to financial institutions and mobile operators. These solutions enable their customers to access personal financial information and perform secure financial transactions — any time, any place. The company has processing centers located in the United States, Europe and Asia, and owns and operates the largest independent ATM network in Europe. With corporate headquarters in Leawood, Kansas, USA, and European headquarters in Budapest, Hungary, Euronet serves more than 200 clients in 60 countries.